{"id":951,"date":"2026-08-30T12:00:00","date_gmt":"2026-08-30T03:00:00","guid":{"rendered":"https:\/\/blog.abcash.co.jp\/column\/?p=951"},"modified":"2026-09-15T18:28:58","modified_gmt":"2026-09-15T09:28:58","slug":"kakutei-kyoshutsu-demerit","status":"publish","type":"post","link":"https:\/\/www.abcash.co.jp\/column\/kakutei-kyoshutsu-demerit\/","title":{"rendered":"\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u306f\u30c7\u30e1\u30ea\u30c3\u30c8\u3057\u304b\u306a\u3044\uff1f6\u3064\u306e\u7406\u7531\u3092\u5b9f\u30c7\u30fc\u30bf\u3067\u691c\u8a3c"},"content":{"rendered":"\n\n<p class=\"wp-block-paragraph\">\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u306e\u4f01\u696d\u578b\u306f\u52a0\u5165\u8005862\u4e07\u4eba\u306b\u5bfe\u3057\u3001\u8cc7\u7523\u306e30.3%\u304c\u9810\u8caf\u91d1\u3068\u4fdd\u967a\u306e\u307e\u307e\u3067\u3059\uff08<a href=\"https:\/\/www.mhlw.go.jp\/content\/001058200.pdf\" target=\"_blank\" rel=\"noopener 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class=\"wp-block-heading\">\u2463\u4f01\u696d\u578b\u3067\u306f\u91d1\u878d\u6a5f\u95a2\u3082\u5546\u54c1\u30e9\u30a4\u30f3\u30ca\u30c3\u30d7\u3082\u81ea\u5206\u3067\u9078\u3079\u306a\u3044<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">4\u3064\u76ee\u306f\u9078\u629e\u80a2\u306e\u5236\u7d04\u3067\u3059\u3002\u4f01\u696d\u578bDC\u3067\u306f\u3001\u904b\u55b6\u7ba1\u7406\u6a5f\u95a2\uff08\u91d1\u878d\u6a5f\u95a2\uff09\u3092\u9078\u3076\u306e\u306f\u4e8b\u696d\u4e3b\u3067\u3042\u308a\u3001\u52a0\u5165\u8005\u5074\u3067\u5909\u66f4\u3067\u304d\u307e\u305b\u3093\u3002\u63d0\u793a\u3055\u308c\u308b\u904b\u7528\u5546\u54c1\u306f3\u4ee5\u4e0a35\u4ee5\u4e0b\u3068\u6cd5\u4ee4\u3067\u5b9a\u3081\u3089\u308c\u305f\u7bc4\u56f2\u5185\u306b\u3068\u3069\u307e\u308a\u307e\u3059\uff08\u539a\u751f\u52b4\u50cd\u7701 \u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u5236\u5ea6\u306e\u6982\u8981\uff09\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u81ea\u5206\u3067\u8a3c\u5238\u4f1a\u793e\u3092\u6bd4\u8f03\u3057\u3066\u53e3\u5ea7\u3092\u958b\u304f\u901a\u5e38\u306e\u6295\u8cc7\u3068\u9055\u3044\u3001<strong>\u624b\u6570\u6599\u306e\u5b89\u3044\u5546\u54c1\u304c\u7528\u610f\u3055\u308c\u3066\u3044\u306a\u3051\u308c\u3070\u9078\u3073\u3088\u3046\u304c\u306a\u3044<\/strong>\u3068\u3044\u3046\u5236\u7d04\u304c\u6b8b\u308a\u307e\u3059\u3002\u3068\u306f\u3044\u3048\u3001\u63d0\u793a\u3055\u308c\u305f\u7bc4\u56f2\u306e\u306a\u304b\u3067\u914d\u5206\u3092\u3069\u3046\u7d44\u3080\u304b\u306f\u52a0\u5165\u8005\u304c\u6c7a\u3081\u3089\u308c\u308b\u90e8\u5206\u3067\u3042\u308a\u3001\u9078\u3079\u306a\u3044\u306e\u306f\u300c\u6a5f\u95a2\u3068\u54c1\u63c3\u3048\u300d\u3067\u3042\u3063\u3066\u300c\u914d\u5206\u300d\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u2464\u53d7\u3051\u53d6\u308a\u65b9\u306b\u3088\u3063\u3066\u7a0e\u8ca0\u62c5\u304c\u5909\u308f\u308b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">5\u3064\u76ee\u306f\u51fa\u53e3\u306e\u8ab2\u7a0e\u3067\u3059\u3002\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u306e\u8001\u9f62\u7d66\u4ed8\u91d1\u3092\u4e00\u6642\u91d1\u3067\u53d7\u3051\u53d6\u308b\u5834\u5408\u306f\u9000\u8077\u6240\u5f97\u3068\u307f\u306a\u3055\u308c\u3001\u9000\u8077\u6240\u5f97\u63a7\u9664\u304c\u4f7f\u3048\u307e\u3059\u3002\u63a7\u9664\u984d\u306f\u52e4\u7d9a\u5e74\u657020\u5e74\u4ee5\u4e0b\u306a\u308940\u4e07\u5186\u00d7\u5e74\u6570\u300120\u5e74\u8d85\u306a\u3089800\u4e07\u5186\uff0b70\u4e07\u5186\u00d7\uff08\u5e74\u6570\u221220\u5e74\uff09\u3067\u3059\uff08<a href=\"https:\/\/www.nta.go.jp\/taxes\/shiraberu\/taxanswer\/shotoku\/1420.htm\" target=\"_blank\" rel=\"noopener noreferrer\">\u56fd\u7a0e\u5e81 No.1420<\/a>\uff09\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u554f\u984c\u306f\u3001\u52e4\u52d9\u5148\u306e\u9000\u8077\u91d1\u3068\u6642\u671f\u304c\u91cd\u306a\u308b\u3068\u63a7\u9664\u67a0\u3092\u5206\u3051\u5408\u3046\u5f62\u306b\u306a\u308a\u3001\u60f3\u5b9a\u3088\u308a\u7a0e\u8ca0\u62c5\u304c\u5897\u3048\u308b\u5834\u5408\u304c\u3042\u308b\u3053\u3068\u3067\u3059\u3002<span style=\"color:red\"><strong>\u5165\u53e3\u306e\u7bc0\u7a0e\u3060\u3051\u3092\u898b\u3066\u52a0\u5165\u3059\u308b\u3068\u3001\u51fa\u53e3\u3067\u76ee\u6e1b\u308a\u3059\u308b<\/strong><\/span>\u3068\u3044\u3046\u6307\u6458\u306f\u3001\u3053\u306e\u4ed5\u7d44\u307f\u3092\u6307\u3057\u3066\u3044\u307e\u3059\u3002\u3057\u304b\u3082\u3053\u306e\u8abf\u6574\u30eb\u30fc\u30eb\u306f2026\u5e74\u304b\u3089\u5909\u66f4\u3055\u308c\u3066\u304a\u308a\u3001\u5f8c\u6bb5\u3067\u8a73\u3057\u304f\u6271\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u2465\u8ee2\u8077\u30fb\u9000\u8077\u306e\u305f\u3073\u306b\u624b\u7d9a\u304d\u304c\u5fc5\u8981\u306b\u306a\u308b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">6\u3064\u76ee\u306f\u624b\u7d9a\u304d\u306e\u624b\u9593\u3067\u3059\u3002\u4f01\u696d\u578bDC\u306e\u52a0\u5165\u8005\u304c\u96e2\u8077\u30fb\u8ee2\u8077\u3059\u308b\u3068\u3001\u8ee2\u8077\u5148\u306e\u4f01\u696d\u578bDC\u3084iDeCo\u3078\u8cc7\u7523\u3092\u79fb\u3059\u79fb\u63db\u624b\u7d9a\u304d\u304c\u5fc5\u8981\u306b\u306a\u308a\u307e\u3059\u3002\u624b\u7d9a\u304d\u3092\u3057\u306a\u3044\u307e\u307e6\u304b\u6708\u304c\u904e\u304e\u308b\u3068\u3001\u8cc7\u7523\u306f\u56fd\u6c11\u5e74\u91d1\u57fa\u91d1\u9023\u5408\u4f1a\u3078\u79fb\u3055\u308c\u3001\u4e00\u6642\u4eee\u9810\u304b\u308a\u306e\u300c\u81ea\u52d5\u79fb\u63db\u300d\u3068\u3044\u3046\u72b6\u614b\u306b\u306a\u308a\u307e\u3059\uff08<a href=\"https:\/\/www.jidoikan.jis-t.co.jp\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u7279\u5b9a\u904b\u55b6\u7ba1\u7406\u6a5f\u95a2<\/a>\uff09\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u81ea\u52d5\u79fb\u63db\u306b\u306a\u308b\u3068\u904b\u7528\u304c\u3067\u304d\u306a\u3044\u307e\u307e\u624b\u6570\u6599\u3060\u3051\u304c\u5dee\u3057\u5f15\u304b\u308c\u3001\u8001\u9f62\u7d66\u4ed8\u91d1\u3092\u53d7\u3051\u308b\u305f\u3081\u306e\u901a\u7b97\u52a0\u5165\u8005\u7b49\u671f\u9593\u306b\u3082\u7b97\u5165\u3055\u308c\u307e\u305b\u3093\u3002<strong>\u5236\u5ea6\u3092\u7406\u89e3\u3057\u3066\u3044\u306a\u3044\u3068\u3001\u653e\u7f6e\u3057\u3066\u3044\u308b\u3060\u3051\u3067\u4e0d\u5229\u76ca\u304c\u7a4d\u307f\u4e0a\u304c\u308b<\/strong>\u69cb\u9020\u3067\u3059\u3002\u4f01\u696d\u578bDC\u3068iDeCo\u3092\u5408\u308f\u305b\u305f\u5236\u5ea6\u5168\u4f53\u306e\u898b\u53d6\u308a\u56f3\u306f\u3001<a href=\"\/column\/ideco\/\">iDeCo\u306e\u5168\u4f53\u50cf\u3092\u6574\u7406\u3057\u305f\u5b8c\u5168\u30ac\u30a4\u30c9<\/a>\u3067\u78ba\u8a8d\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">6\u3064\u306e\u7406\u7531\u306f\u5b9f\u30c7\u30fc\u30bf\u3067\u3069\u3053\u307e\u3067\u672c\u5f53\u304b\uff1f<\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/www.abcash.co.jp\/column\/wp-content\/uploads\/2026\/08\/h2_02_E5AE9FE38387E383BCE382BF_E8B387E794A3E6A78BE68890.webp\" alt=\"\u4f01\u696d\u578bDC\u306e\u8cc7\u7523\u306f\u5143\u672c\u78ba\u4fdd\u578b30.3%\u304c\u5916\u56fd\u682a\u5f0f\u578b25.2%\u3092\u4e0a\u56de\u308b\u3053\u3068\u3092\u793a\u3057\u305f\u69cb\u6210\u6bd4\u30b0\u30e9\u30d5\"><figcaption class=\"wp-element-caption\">\u5143\u672c\u5272\u308c\u3092\u5fc3\u914d\u3059\u308b\u524d\u306b\u904b\u7528\u304c\u59cb\u307e\u3063\u3066\u3044\u306a\u3044\u5b9f\u614b\u3002\u672a\u6307\u56f3\u8005\u306f4\u5e74\u30671.1%\u304b\u30892.1%\u3078\u500d\u5897\uff08\u51fa\u5178: \u904b\u55b6\u7ba1\u7406\u6a5f\u95a2\u9023\u7d61\u5354\u8b70\u4f1a\u300c\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u7d71\u8a08\u8cc7\u6599\u300d2025\u5e743\u6708\u672b\uff09<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">6\u3064\u306e\u7406\u7531\u306e\u3046\u3061\u3001\u591a\u304f\u306e\u4eba\u306b\u5b9f\u969b\u306b\u8d77\u304d\u3066\u3044\u308b\u306e\u306f\u300c\u5143\u672c\u78ba\u4fdd\u578b\u306e\u307e\u307e\u6b62\u307e\u308b\u3053\u3068\u300d\u3068\u300c\u624b\u6570\u6599\u306e\u7d99\u7d9a\u8ca0\u62c5\u300d\u3067\u3059\u3002\u4f01\u696d\u578bDC\u306e\u8cc7\u7523\u306e\u3046\u3061\u9810\u8caf\u91d121.8%\u3068\u4fdd\u967a8.5%\u3092\u5408\u308f\u305b\u305f30.3%\u306f\u5143\u672c\u78ba\u4fdd\u578b\u3067\u3001\u5916\u56fd\u682a\u5f0f\u578b\u306e25.2%\u3092\u4e0a\u56de\u3063\u3066\u3044\u307e\u3059\uff08<a href=\"https:\/\/www.mhlw.go.jp\/content\/001058200.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u7d71\u8a08\u8cc7\u6599<\/a>\u30012025\u5e743\u6708\u672b\u6642\u70b9\uff09\u3002\u5143\u672c\u5272\u308c\u3092\u5fc3\u914d\u3059\u308b\u524d\u306b\u3001\u305d\u3082\u305d\u3082\u904b\u7528\u3057\u3066\u3044\u306a\u3044\u72b6\u614b\u304c\u5e83\u304f\u751f\u3058\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u5143\u672c\u5272\u308c\u3092\u6050\u308c\u308b\u4eba\u307b\u3069\u904b\u7528\u3057\u3066\u3044\u306a\u3044<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u540c\u3058\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u3067\u3082\u3001\u4f01\u696d\u578bDC\u3068iDeCo\u3067\u306f\u8cc7\u7523\u306e\u7f6e\u304b\u308c\u65b9\u304c\u306f\u3063\u304d\u308a\u9055\u3044\u307e\u3059\u3002\u4ee5\u4e0b\u306f\u5f53\u793e\u304c\u4e21\u8005\u3092\u904b\u7528\u884c\u52d5\u306e\u8ef8\u3067\u7a81\u304d\u5408\u308f\u305b\u305f\u6bd4\u8f03\u3067\u3059\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody>\n<tr>\n<td><strong>\u6307\u6a19<\/strong><\/td>\n<td class=\"has-text-align-right\" data-align=\"right\"><strong>\u4f01\u696d\u578bDC<\/strong><\/td>\n<td class=\"has-text-align-right\" data-align=\"right\"><strong>iDeCo<\/strong><\/td>\n<\/tr>\n\n<tr>\n<td>\u5143\u672c\u78ba\u4fdd\u578b\uff08\u9810\u8caf\u91d1\uff0b\u4fdd\u967a\uff09\u306e\u8cc7\u7523\u6bd4\u7387<\/td>\n<td class=\"has-text-align-right\" data-align=\"right\">30.3%<\/td>\n<td class=\"has-text-align-right\" data-align=\"right\">23.1%<\/td>\n<\/tr>\n<tr>\n<td>\u5916\u56fd\u682a\u5f0f\u578b\u306e\u8cc7\u7523\u6bd4\u7387<\/td>\n<td class=\"has-text-align-right\" data-align=\"right\">25.2%<\/td>\n<td class=\"has-text-align-right\" data-align=\"right\">39.4%<\/td>\n<\/tr>\n<tr>\n<td>\u51e6\u7406\u5f85\u6a5f\u30fb\u672a\u6307\u56f3\u8cc7\u7523\u306e\u6bd4\u7387<\/td>\n<td class=\"has-text-align-right\" data-align=\"right\">0.5%<\/td>\n<td class=\"has-text-align-right\" data-align=\"right\">1.0%<\/td>\n<\/tr>\n<tr>\n<td>\u639b\u91d1\u306e\u62e0\u51fa\u3092\u6b62\u3081\u305f\u4eba\u306e\u5272\u5408\uff08\u5f53\u793e\u7b97\u51fa\uff09<\/td>\n<td class=\"has-text-align-right\" data-align=\"right\">4.7%<\/td>\n<td class=\"has-text-align-right\" data-align=\"right\">22.0%<\/td>\n<\/tr>\n<\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u30c7\u30fc\u30bf\u51fa\u5178: \u904b\u55b6\u7ba1\u7406\u6a5f\u95a2\u9023\u7d61\u5354\u8b70\u4f1a\u300c\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u7d71\u8a08\u8cc7\u6599\uff082025\u5e743\u6708\u672b\uff09\u300d\u3002\u639b\u91d1\u306e\u62e0\u51fa\u3092\u6b62\u3081\u305f\u4eba\u306e\u5272\u5408\u306f\u3001\u904b\u7528\u6307\u56f3\u8005\u6570\u00f7\uff08\u52a0\u5165\u8005\u6570\uff0b\u904b\u7528\u6307\u56f3\u8005\u6570\uff09\u3067\u5f53\u793e\u304c\u7b97\u51fa\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u81ea\u5206\u3067\u7533\u3057\u8fbc\u3093\u3060iDeCo\u306e\u5229\u7528\u8005\u306f\u5916\u56fd\u682a\u5f0f\u578b\u306b39.4%\u3092\u632f\u308a\u5411\u3051\u3066\u3044\u308b\u4e00\u65b9\u3001\u52e4\u52d9\u5148\u7d4c\u7531\u3067\u52a0\u5165\u3059\u308b\u4f01\u696d\u578bDC\u3067\u306f\u5143\u672c\u78ba\u4fdd\u578b\u304c30.3%\u3092\u5360\u3081\u307e\u3059\u3002\u5f53\u793e\u306f\u3053\u306e\u5dee\u3092\u3001<strong>\u5236\u5ea6\u306e\u9055\u3044\u3067\u306f\u306a\u304f\u300c\u81ea\u5206\u3067\u6c7a\u3081\u305f\u7d4c\u9a13\u304c\u3042\u308b\u304b\u3069\u3046\u304b\u300d\u306e\u5dee<\/strong>\u3060\u3068\u898b\u3066\u3044\u307e\u3059\u3002\u3060\u304b\u3089\u3053\u305d\u3001\u307e\u305a\u78ba\u8a8d\u3059\u3079\u304d\u306f\u5024\u52d5\u304d\u306e\u6016\u3055\u3067\u306f\u306a\u304f\u3001\u81ea\u5206\u306e\u8cc7\u7523\u304c\u3044\u307e\u4f55\u306b\u7f6e\u304b\u308c\u3066\u3044\u308b\u304b\u3067\u3059\u3002\u306a\u304a\u904b\u7528\u5546\u54c1\u3092\u4e00\u5ea6\u3082\u9078\u3070\u306a\u3044\u307e\u307e\u306e\u672a\u6307\u56f3\u8005\u306f\u4f01\u696d\u578bDC\u3067186,629\u4eba\u3001\u52a0\u5165\u8005\u3068\u904b\u7528\u6307\u56f3\u8005\u306e\u5408\u8a08\u306b\u5bfe\u3057\u30662.1%\u306b\u306e\u307c\u308a\u30012021\u5e743\u6708\u672b\u306e1.1%\u304b\u30894\u5e74\u3067\u500d\u5897\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u624b\u6570\u6599\u306f\u300c\u3044\u304f\u3089\u300d\u3067\u306f\u306a\u304f\u300c\u3044\u3064\u307e\u3067\u300d\u3067\u52b9\u304f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u624b\u6570\u6599\u304c\u554f\u984c\u306b\u306a\u308b\u306e\u306f\u3001\u5358\u4fa1\u306e\u5927\u304d\u3055\u3088\u308a\u3082\u6255\u3044\u7d9a\u3051\u308b\u671f\u9593\u3067\u3059\u3002iDeCo\u306e\u624b\u6570\u6599\u306f2027\u5e741\u6708\u304b\u3089\u6708\u984d120\u5186\u306b\u306a\u308a\u307e\u3059\u304c\u3001\u5e74\u306b\u76f4\u3059\u30681,440\u5186\u3067\u3001\u6bce\u67082\u4e07\u5186\u3092\u62e0\u51fa\u3059\u308b\u4eba\u306a\u3089\u5e74\u9593\u639b\u91d124\u4e07\u5186\u306e0.6%\u306b\u3042\u305f\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"background:linear-gradient(transparent 60%,#FFFF00 60%)\"><strong>\u624b\u6570\u6599\u304c\u672c\u5f53\u306b\u91cd\u304f\u306a\u308b\u306e\u306f\u3001\u639b\u91d1\u3092\u6b62\u3081\u3066\u3082\u8cc7\u7523\u3092\u7f6e\u3044\u305f\u307e\u307e\u306b\u3057\u3066\u3044\u308b\u671f\u9593\u3067\u3059\u3002<\/strong><\/span>\u639b\u91d1\u306e\u62e0\u51fa\u3092\u6b62\u3081\u3066\u8cc7\u7523\u3060\u3051\u3092\u7f6e\u3044\u3066\u3044\u308b\u4eba\u306f\u3001\u4f01\u696d\u578bDC\u3067424,762\u4eba\u306b\u306e\u307c\u308a\u307e\u3059\u3002\u52a0\u5165\u8005\u3068\u5408\u308f\u305b\u305f\u6bcd\u6570\u306b\u5bfe\u3059\u308b\u5272\u5408\u306f4.7%\u3067\u3001iDeCo\u306e22.0%\u3068\u6bd4\u8f03\u3059\u308b\u3068\u653e\u7f6e\u306b\u81f3\u308b\u7d4c\u8def\u306f\u9055\u3046\u3082\u306e\u306e\u3001\u6b62\u307e\u3063\u305f\u53e3\u5ea7\u304b\u3089\u624b\u6570\u6599\u304c\u5f15\u304b\u308c\u7d9a\u3051\u308b\u69cb\u9020\u306f\u5171\u901a\u3067\u3059\uff08\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u7d71\u8a08\u8cc7\u6599\u30012025\u5e743\u6708\u672b\u6642\u70b9\uff09\u3002\u5f53\u793e\u306f\u3001\u624b\u6570\u6599\u8ca0\u3051\u3092\u907f\u3051\u308b\u9375\u306f\u5358\u4fa1\u306e\u6bd4\u8f03\u3067\u306f\u306a\u304f\u3001\u62e0\u51fa\u3068\u904b\u7528\u3092\u6b62\u3081\u306a\u3044\u3053\u3068\u306b\u3042\u308b\u3068\u8a55\u4fa1\u3057\u3066\u3044\u307e\u3059\u3002\u5148\u306b\u78ba\u8a8d\u3059\u3079\u304d\u306f\u3001\u91d1\u878d\u6a5f\u95a2\u306e\u624b\u6570\u6599\u8868\u3088\u308a\u3082\u81ea\u5206\u306e\u53e3\u5ea7\u304c\u62e0\u51fa\u4e2d\u304b\u6b62\u307e\u3063\u3066\u3044\u308b\u304b\u3067\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u5f15\u304d\u51fa\u305b\u306a\u3044\u3053\u3068\u304c\u5b9f\u640d\u306b\u306a\u308b\u306e\u306f\u9650\u3089\u308c\u305f\u5834\u9762<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f15\u304d\u51fa\u305b\u306a\u3044\u3068\u3044\u3046\u5236\u7d04\u304c\u5b9f\u969b\u306e\u640d\u5931\u306b\u5909\u308f\u308b\u306e\u306f\u3001\u751f\u6d3b\u8cbb\u3084\u8fd1\u3044\u5c06\u6765\u306e\u652f\u51fa\u306b\u98df\u3044\u8fbc\u3080\u984d\u3092\u639b\u91d1\u306b\u3057\u3066\u3044\u308b\u5834\u5408\u306b\u9650\u3089\u308c\u307e\u3059\u3002\u639b\u91d1\u984d\u306f\u5e741\u56de\u5909\u66f4\u3067\u304d\u3001\u7d4c\u6e08\u7684\u306a\u4e8b\u60c5\u304c\u3042\u308c\u3070\u62e0\u51fa\u3092\u3044\u3063\u305f\u3093\u6b62\u3081\u308b\u3053\u3068\u3082\u3067\u304d\u308b\u305f\u3081\u3001\u5236\u5ea6\u5074\u306b\u3082\u8abf\u6574\u306e\u4f59\u5730\u306f\u6b8b\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e00\u65b9\u3067\u3001<span style=\"color:red\"><strong>\u3044\u3063\u305f\u3093\u62e0\u51fa\u3057\u305f\u8cc7\u7523\u306f\u3001\u4e8b\u60c5\u304c\u3069\u3046\u3067\u3042\u308c60\u6b73\u307e\u3067\u6255\u3044\u51fa\u305b\u307e\u305b\u3093<\/strong><\/span>\u3002\u4f01\u696d\u578bDC\u306e\u8131\u9000\u4e00\u6642\u91d1\u8acb\u6c42\u304c\u5e74\u959310,394\u4eba\u306b\u3068\u3069\u307e\u308b\u306e\u306f\u3001\u8981\u4ef6\u304c\u53b3\u3057\u304f\u73fe\u5b9f\u306e\u9003\u3052\u9053\u306b\u306a\u3063\u3066\u3044\u306a\u3044\u3053\u3068\u3092\u793a\u3057\u3066\u3044\u307e\u3059\u3002\u3064\u307e\u308a\u5b88\u308b\u3079\u304d\u7dda\u306f\u300c\u89e3\u7d04\u3067\u304d\u308b\u304b\u300d\u3067\u306f\u306a\u304f\u3001\u300c\u639b\u91d1\u3092\u3044\u304f\u3089\u306b\u7f6e\u304f\u304b\u300d\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u8981\u70b9:<\/strong> 6\u3064\u306e\u4e0d\u6e80\u306e\u3046\u3061\u5b9f\u969b\u306b\u591a\u304f\u306e\u4eba\u3078\u8d77\u304d\u3066\u3044\u308b\u306e\u306f\u5143\u672c\u78ba\u4fdd\u578b\u3067\u306e\u6ede\u7559\u3068\u62e0\u51fa\u505c\u6b62\u3067\u3042\u308a\u3001\u5143\u672c\u5272\u308c\u3084\u89e3\u7d04\u5236\u9650\u3088\u308a\u5148\u306b\u624b\u3092\u6253\u3064\u3079\u304d\u306f\u8cc7\u7523\u306e\u7f6e\u304d\u5834\u6240\u3067\u3059\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u7a0e\u5236\u512a\u9047\u306f\u30c7\u30e1\u30ea\u30c3\u30c8\u3092\u4e0a\u56de\u308b\u306e\u304b\uff1f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u306f\u62e0\u51fa\u30fb\u904b\u7528\u30fb\u53d7\u53d6\u306e3\u6bb5\u968e\u3067\u512a\u9047\u3055\u308c\u307e\u3059\u304c\u3001\u53d7\u3051\u53d6\u308a\u65b9\u306e\u8a2d\u8a08\u3092\u8aa4\u308b\u3068\u52b9\u679c\u304c\u7e2e\u307f\u307e\u3059\u3002\u639b\u91d1\u306f\u5168\u984d\u304c\u6240\u5f97\u63a7\u9664\u306e\u5bfe\u8c61\u306b\u306a\u308a\u3001\u904b\u7528\u76ca\u306f\u975e\u8ab2\u7a0e\u3001\u53d7\u3051\u53d6\u308a\u6642\u3082\u9000\u8077\u6240\u5f97\u63a7\u9664\u307e\u305f\u306f\u516c\u7684\u5e74\u91d1\u7b49\u63a7\u9664\u304c\u4f7f\u3048\u307e\u3059\uff08<a href=\"https:\/\/www.mhlw.go.jp\/stf\/seisakunitsuite\/bunya\/nenkin\/nenkin\/kyoshutsu\/gaiyou.html\" target=\"_blank\" rel=\"noopener noreferrer\">\u539a\u751f\u52b4\u50cd\u7701<\/a>\uff09\u30023\u3064\u76ee\u306e\u53d7\u53d6\u6bb5\u968e\u3060\u3051\u306f\u81ea\u5206\u3067\u6761\u4ef6\u3092\u4f5c\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u62e0\u51fa\u30fb\u904b\u7528\u30fb\u53d7\u53d6\u306e3\u6bb5\u968e\u3067\u4f55\u304c\u8efd\u304f\u306a\u308b\u306e\u304b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u62e0\u51fa\u6bb5\u968e\u3067\u306f\u3001\u639b\u91d1\u306e\u5168\u984d\u304c\u5c0f\u898f\u6a21\u4f01\u696d\u5171\u6e08\u7b49\u639b\u91d1\u63a7\u9664\u3068\u3057\u3066\u6240\u5f97\u304b\u3089\u5dee\u3057\u5f15\u304b\u308c\u307e\u3059\u3002\u8ab2\u7a0e\u6240\u5f97\u304c\u3042\u308b\u4eba\u307b\u3069\u6240\u5f97\u7a0e\u30fb\u4f4f\u6c11\u7a0e\u306e\u8ca0\u62c5\u304c\u8efd\u304f\u306a\u308a\u3001\u639b\u91d1\u3092\u51fa\u3057\u305f\u5e74\u304b\u3089\u52b9\u679c\u304c\u73fe\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u904b\u7528\u6bb5\u968e\u3067\u306f\u3001\u901a\u5e38\u306a\u3089\u904b\u7528\u76ca\u306b\u304b\u304b\u308b\u7d0420%\u306e\u7a0e\u304c\u975e\u8ab2\u7a0e\u306b\u306a\u308a\u307e\u3059\u3002\u53d7\u53d6\u6bb5\u968e\u3067\u306f\u3001\u4e00\u6642\u91d1\u306a\u3089\u9000\u8077\u6240\u5f97\u63a7\u9664\u3001\u5e74\u91d1\u5f62\u5f0f\u306a\u3089\u516c\u7684\u5e74\u91d1\u7b49\u63a7\u9664\u306e\u5bfe\u8c61\u3067\u3059\u3002\u62e0\u51fa\u304b\u3089\u53d7\u53d6\u307e\u3067<strong>3\u6bb5\u968e\u3067\u512a\u9047\u3055\u308c\u308b\u8a2d\u8a08<\/strong>\u306f\u3001\u30c7\u30e1\u30ea\u30c3\u30c8\u3057\u304b\u306a\u3044\u3068\u3044\u3046\u8a55\u4fa1\u3068\u306f\u76f8\u5bb9\u308c\u307e\u305b\u3093\u3002\u305f\u3060\u3057\u62e0\u51fa\u6bb5\u968e\u306e\u52b9\u679c\u306f\u8ab2\u7a0e\u6240\u5f97\u306e\u5927\u304d\u3055\u306b\u6bd4\u4f8b\u3059\u308b\u305f\u3081\u3001\u53ce\u5165\u304c\u5c11\u306a\u3044\u6642\u671f\u306b\u306f\u5b9f\u611f\u3057\u306b\u304f\u3044\u70b9\u306f\u6b63\u76f4\u306b\u62bc\u3055\u3048\u3066\u304a\u304f\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2026\u5e741\u6708\u304b\u3089\u53d7\u3051\u53d6\u308a\u9806\u306e\u30eb\u30fc\u30eb\u304c\u5909\u308f\u3063\u305f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u51fa\u53e3\u306e\u8a2d\u8a08\u306f\u30012026\u5e74\u304b\u3089\u96e3\u5ea6\u304c\u4e0a\u304c\u308a\u307e\u3057\u305f\u3002\u56fd\u7a0e\u5e81\u306e\u5b9a\u3081\u3067\u306f\u3001<span style=\"color:red\"><strong>\u4ee4\u548c8\u5e74\uff082026\u5e74\uff091\u67081\u65e5\u4ee5\u5f8c\u306b\u652f\u6255\u3092\u53d7\u3051\u308b\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u306e\u4e00\u6642\u91d1\u306b\u3064\u3044\u3066\u306f\u3001\u305d\u306e\u5f8c\u306e\u9000\u8077\u91d1\u3068\u306e\u8abf\u6574\u5bfe\u8c61\u304c\u300c\u524d\u5e74\u4ee5\u524d9\u5e74\u5185\u300d\u306b\u5ef6\u9577\u3055\u308c\u3066\u3044\u307e\u3059<\/strong><\/span>\uff08<a href=\"https:\/\/www.nta.go.jp\/taxes\/shiraberu\/taxanswer\/gensen\/2732.htm\" target=\"_blank\" rel=\"noopener noreferrer\">\u56fd\u7a0e\u5e81 No.2732<\/a>\uff09\u3002\u5f93\u6765\u306f\u524d\u5e74\u4ee5\u524d4\u5e74\u5185\u3067\u3057\u305f\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3064\u307e\u308a\u3001\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u306e\u4e00\u6642\u91d1\u3092\u5148\u306b\u53d7\u3051\u53d6\u3063\u3066\u304b\u3089\u52e4\u52d9\u5148\u306e\u9000\u8077\u91d1\u3092\u53d7\u3051\u53d6\u308b\u5834\u5408\u3001\u63a7\u9664\u67a0\u3092\u91cd\u8907\u306a\u304f\u4f7f\u3046\u306b\u306f10\u5e74\u7a0b\u5ea6\u306e\u9593\u9694\u304c\u5fc5\u8981\u306b\u306a\u308a\u307e\u3059\u3002\u9006\u306b\u9000\u8077\u91d1\u3092\u5148\u306b\u53d7\u3051\u53d6\u308b\u5834\u5408\u306e\u8abf\u6574\u671f\u9593\u306f\u3001\u5f93\u6765\u3069\u304a\u308a\u524d\u5e74\u4ee5\u524d19\u5e74\u5185\u3067\u3059\u3002\u5f53\u793e\u306f\u3053\u306e\u5909\u66f4\u3067\u3001<strong>\u53d7\u3051\u53d6\u308a\u9806\u309250\u4ee3\u3067\u614c\u3066\u3066\u6c7a\u3081\u308b\u9032\u3081\u65b9\u304c\u6210\u308a\u7acb\u3061\u306b\u304f\u304f\u306a\u3063\u305f<\/strong>\u3068\u898b\u3066\u3044\u307e\u3059\u3002\u53d7\u3051\u53d6\u308a\u65b9\u306f\u3001\u52a0\u5165\u3057\u3066\u3044\u308b\u9593\u304b\u3089\u9006\u7b97\u3057\u3066\u8003\u3048\u3066\u304a\u304f\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u53d7\u53d6\u984d\u306e\u76ee\u5b89\u3092\u6570\u5b57\u3067\u7f6e\u3044\u3066\u307f\u305f\u3044\u5834\u5408\u306f\u3001<a href=\"\/column\/simulation-ideco\/\">iDeCo\u306e\u53d7\u53d6\u984d\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3\u306f\u3053\u3061\u3089<\/a>\u3002<\/p>\n\n\n\n<div class=\"wp-block-group has-border-color has-global-padding is-layout-constrained wp-container-core-group-is-layout-b69348ef wp-block-group-is-layout-constrained\" style=\"border-color:#F77261;border-style:solid;border-width:1px;border-radius:16px;padding-top:24px;padding-right:20px;padding-bottom:24px;padding-left:20px\">\n\n<p class=\"has-text-align-center wp-block-paragraph\" style=\"font-weight:700\">\uff3c \u5bb6\u8a08\u304b\u3089\u6295\u8cc7\u307e\u3067\u4e00\u7d9a\u304d\u3067\u76f8\u8ac7 \uff0f<\/p>\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">\u639b\u91d1\u984d\u3068\u5546\u54c1\u914d\u5206\u306e\u6c7a\u3081\u65b9\u3092\u3001\u5c02\u5c5e\u30b3\u30f3\u30b5\u30eb\u30bf\u30f3\u30c8\u3068\u4e00\u7dd2\u306b\u78ba\u8a8d\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-content-justification-center wp-block-buttons-is-layout-flex wp-container-core-buttons-is-layout-35f06ea7\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-text-color has-background wp-element-button\" style=\"border-radius:999px;color:#ffffff;background-color:#F77261\" href=\"https:\/\/t.82comb.net\/cl?ak=1Y22J.3.MM1B6\" target=\"_blank\" rel=\"noopener noreferrer\">\u7121\u6599\u4f53\u9a13\u3092\u4e88\u7d04\u3059\u308b<\/a><\/div>\n<\/div>\n\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">\u672c\u5f53\u306b\u30c7\u30e1\u30ea\u30c3\u30c8\u3057\u304b\u306a\u3044\u4eba\u306f\u8ab0\u304b\uff1f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u3067\u4e0d\u5229\u306b\u306a\u308a\u3084\u3059\u3044\u306e\u306f\u3001\u6d41\u52d5\u6027\u306b\u4f59\u88d5\u304c\u306a\u304f\u6240\u5f97\u63a7\u9664\u3082\u52b9\u304d\u306b\u304f\u3044\u72b6\u6cc1\u3067\u639b\u91d1\u3060\u3051\u3092\u7d9a\u3051\u3066\u3044\u308b\u4eba\u3067\u3059\u3002\u9006\u306b\u3001\u5f53\u9762\u4f7f\u308f\u306a\u3044\u8cc7\u91d1\u304c\u3042\u308a\u6bce\u5e74\u306e\u8ab2\u7a0e\u6240\u5f97\u304c\u3042\u308b\u4eba\u306b\u3068\u3063\u3066\u306f\u30013\u6bb5\u968e\u306e\u512a\u9047\u304c\u7d20\u76f4\u306b\u52b9\u304d\u307e\u3059\u3002\u5224\u65ad\u306f\u5236\u5ea6\u306e\u826f\u3057\u60aa\u3057\u3067\u306f\u306a\u304f\u3001\u81ea\u5206\u306e\u5bb6\u8a08\u306e\u6761\u4ef6\u3067\u6c7a\u307e\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u614e\u91cd\u306b\u5224\u65ad\u3057\u305f\u307b\u3046\u304c\u3088\u30443\u3064\u306e\u72b6\u6cc1<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f53\u793e\u304c\u5bb6\u8a08\u306e\u76f8\u8ac7\u3067\u78ba\u8a8d\u3057\u3066\u3044\u308b\u9806\u5e8f\u3092\u305d\u306e\u307e\u307e\u5224\u5b9a\u8ef8\u306b\u7f6e\u304f\u3068\u3001\u6b21\u306e3\u70b9\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody>\n<tr>\n<td><strong>\u5224\u5b9a\u8ef8<\/strong><\/td>\n<td><strong>\u52b9\u304d\u306b\u304f\u3044\u72b6\u614b<\/strong><\/td>\n<td><strong>\u52b9\u304d\u3084\u3059\u3044\u72b6\u614b<\/strong><\/td>\n<\/tr>\n\n<tr>\n<td>\u6d41\u52d5\u6027\u4f59\u529b<\/td>\n<td>\u751f\u6d3b\u8cbb6\u304b\u6708\u5206\u306e\u9810\u8caf\u91d1\u304c\u306a\u304f\u30015\u5e74\u4ee5\u5185\u306b\u4f7f\u3046\u4e88\u5b9a\u306e\u8cc7\u91d1\u3082\u78ba\u4fdd\u3067\u304d\u3066\u3044\u306a\u3044<\/td>\n<td>\u751f\u6d3b\u9632\u885b\u8cc7\u91d1\u3092\u78ba\u4fdd\u6e08\u307f\u3067\u3001\u639b\u91d1\u306f10\u5e74\u4ee5\u4e0a\u4f7f\u308f\u306a\u3044\u3068\u8a00\u3044\u5207\u308c\u308b<\/td>\n<\/tr>\n<tr>\n<td>\u6240\u5f97\u63a7\u9664\u306e\u52b9\u304d\u65b9<\/td>\n<td>\u8ab2\u7a0e\u6240\u5f97\u304c\u307b\u3068\u3093\u3069\u306a\u304f\u3001\u6240\u5f97\u7a0e\u30fb\u4f4f\u6c11\u7a0e\u306e\u8ca0\u62c5\u304c\u5c0f\u3055\u3044<\/td>\n<td>\u6bce\u5e74\u306e\u8ab2\u7a0e\u6240\u5f97\u304c\u3042\u308a\u3001\u639b\u91d1\u306e\u5168\u984d\u6240\u5f97\u63a7\u9664\u304c\u7a0e\u984d\u306b\u53cd\u6620\u3055\u308c\u308b<\/td>\n<\/tr>\n<tr>\n<td>\u53d7\u3051\u53d6\u308a\u8a2d\u8a08<\/td>\n<td>\u52e4\u52d9\u5148\u306e\u9000\u8077\u91d1\u306e\u6709\u7121\u3082\u53d7\u3051\u53d6\u308a\u6642\u671f\u3082\u628a\u63e1\u3057\u3066\u3044\u306a\u3044<\/td>\n<td>\u9000\u8077\u91d1\u306e\u6642\u671f\u3068\u91d1\u984d\u306e\u898b\u5f53\u304c\u3064\u304d\u3001\u53d7\u3051\u53d6\u308a\u9806\u3092\u60f3\u5b9a\u3067\u304d\u308b<\/td>\n<\/tr>\n<\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u3053\u306e3\u8ef8\u306f\u5f53\u793e\u306e\u5224\u65ad\u57fa\u6e96\u3067\u3042\u308a\u30013\u3064\u3068\u3082\u5de6\u5074\u306b\u5f53\u3066\u306f\u307e\u308b\u5834\u5408\u306f\u639b\u91d1\u3092\u5897\u3084\u3059\u524d\u306b\u5bb6\u8a08\u5074\u306e\u6574\u5099\u3092\u512a\u5148\u3059\u3079\u304d\u72b6\u614b\u3067\u3059\u3002\u7279\u306b<span style=\"background:linear-gradient(transparent 60%,#FFFF00 60%)\"><strong>\u6d41\u52d5\u6027\u4f59\u529b\u304c\u306a\u3044\u307e\u307e\u639b\u91d1\u3092\u7a4d\u3080\u3068\u300160\u6b73\u307e\u3067\u52d5\u304b\u305b\u306a\u3044\u8cc7\u7523\u304c\u5bb6\u8a08\u306e\u67d4\u8edf\u6027\u3092\u596a\u3044\u307e\u3059<\/strong><\/span>\u3002\u6240\u5f97\u63a7\u9664\u306e\u52b9\u304d\u65b9\u306b\u3064\u3044\u3066\u306f\u3001\u8ab2\u7a0e\u6240\u5f97\u304c\u306a\u3044\u671f\u9593\u306f\u904b\u7528\u76ca\u975e\u8ab2\u7a0e\u306e\u52b9\u679c\u3060\u3051\u304c\u6b8b\u308b\u70b9\u3092\u7406\u89e3\u3057\u3066\u304a\u304f\u3068\u5224\u65ad\u3092\u8aa4\u308a\u307e\u305b\u3093\u3002\u306a\u304a\u3001\u8001\u5f8c\u8cc7\u91d1\u3092\u4fdd\u967a\u5546\u54c1\u3067\u6e96\u5099\u3059\u308b\u9078\u629e\u80a2\u3068\u306e\u6bd4\u8f03\u306f\u672c\u8a18\u4e8b\u306e\u7bc4\u56f2\u5916\u3067\u3059\u3002\u5224\u65ad\u6750\u6599\u304c\u5fc5\u8981\u306a\u5834\u5408\u306f<a href=\"\/column\/kojin-nenkin\/\">\u500b\u4eba\u5e74\u91d1\u4fdd\u967a\u306b\u5165\u3089\u306a\u3044\u307b\u3046\u304c\u3088\u3044\u304b\u306f\u3053\u3061\u3089<\/a>\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u5236\u5ea6\u304c\u52b9\u304d\u3084\u3059\u3044\u72b6\u6cc1<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u53cd\u5bfe\u306b\u3001\u751f\u6d3b\u9632\u885b\u8cc7\u91d1\u3092\u78ba\u4fdd\u3057\u305f\u3046\u3048\u3067\u6bce\u5e74\u306e\u8ab2\u7a0e\u6240\u5f97\u304c\u3042\u308a\u3001\u53d7\u3051\u53d6\u308a\u6642\u671f\u306e\u898b\u5f53\u304c\u3064\u3044\u3066\u3044\u308b\u4eba\u306b\u3068\u3063\u3066\u306f\u3001\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u306e3\u6bb5\u968e\u512a\u9047\u306f\u4ed6\u306e\u624b\u6bb5\u3067\u7f6e\u304d\u63db\u3048\u306b\u304f\u3044\u6c34\u6e96\u3067\u3059\u3002\u4f01\u696d\u578bDC\u3067\u53e3\u5ea7\u7ba1\u7406\u624b\u6570\u6599\u3092\u4e8b\u696d\u4e3b\u304c\u8ca0\u62c5\u3057\u3066\u3044\u308b\u5834\u5408\u306f\u3001\u8cbb\u7528\u9762\u306e\u4e0d\u5229\u3082\u5c0f\u3055\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3055\u3089\u306b2026\u5e744\u6708\u304b\u3089\u306f\u3001\u30de\u30c3\u30c1\u30f3\u30b0\u62e0\u51fa\u3067\u4e0a\u4e57\u305b\u3067\u304d\u308b\u52a0\u5165\u8005\u639b\u91d1\u306e\u984d\u304c\u4e8b\u696d\u4e3b\u639b\u91d1\u4ee5\u4e0b\u3068\u3044\u3046\u5236\u9650\u304c\u64a4\u5ec3\u3055\u308c\u307e\u3057\u305f\uff08<a href=\"https:\/\/www.mhlw.go.jp\/stf\/seisakunitsuite\/bunya\/nenkin\/nenkin\/kyoshutsu\/2025kaisei.html\" target=\"_blank\" rel=\"noopener noreferrer\">\u539a\u751f\u52b4\u50cd\u7701<\/a>\uff09\u3002\u5f53\u793e\u306f\u3001\u3053\u306e\u6539\u6b63\u3067<strong>\u300c\u52e4\u52d9\u5148\u306e\u62e0\u51fa\u984d\u304c\u5c0f\u3055\u3044\u304b\u3089\u4e0a\u4e57\u305b\u3067\u304d\u306a\u3044\u300d\u3068\u3044\u3046\u5f93\u6765\u306e\u5236\u7d04\u304c\u5b9f\u8cea\u7684\u306b\u5916\u308c\u305f<\/strong>\u3068\u8a55\u4fa1\u3057\u3066\u3044\u307e\u3059\u3002\u6570\u5e74\u524d\u306b\u300c\u4e0a\u4e57\u305b\u306e\u67a0\u304c\u8db3\u308a\u306a\u3044\u300d\u3068\u5224\u65ad\u3057\u3066\u898b\u9001\u3063\u305f\u5834\u5408\u306f\u3001\u524d\u63d0\u304b\u3089\u78ba\u8a8d\u3057\u76f4\u3059\u4fa1\u5024\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u8981\u70b9:<\/strong> \u5224\u65ad\u306e\u8ef8\u306f\u5236\u5ea6\u306e\u6709\u5229\u4e0d\u5229\u3067\u306f\u306a\u304f\u3001\u6d41\u52d5\u6027\u4f59\u529b\u30fb\u6240\u5f97\u63a7\u9664\u306e\u52b9\u304d\u65b9\u30fb\u53d7\u3051\u53d6\u308a\u8a2d\u8a08\u306e3\u70b9\u3067\u3042\u308a\u3001\u5de6\u5074\u306b\u504f\u308b\u5834\u5408\u306f\u639b\u91d1\u984d\u306e\u898b\u76f4\u3057\u304c\u5148\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u30c7\u30e1\u30ea\u30c3\u30c8\u3092\u5c0f\u3055\u304f\u3059\u308b\u306b\u306f\u4f55\u3092\u3059\u308c\u3070\u3088\u3044\u304b\uff1f<\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/www.abcash.co.jp\/column\/wp-content\/uploads\/2026\/08\/h2_03_E694BEE7BDAE_E7B4AFE8A888E8B2A0E68B85.webp\" alt=\"\u81ea\u52d5\u79fb\u63db\u306e\u307e\u307e\u653e\u7f6e\u3057\u305f\u5834\u5408\u306e\u7d2f\u8a08\u8ca0\u62c5\u304c3\u5e747,484\u5186\u304b\u308910\u5e7415,716\u5186\u307e\u3067\u5897\u3048\u308b\u8a66\u7b97\u30b0\u30e9\u30d5\"><figcaption class=\"wp-element-caption\">\u653e\u7f6e\u5e74\u6570\u304c\u5ef6\u3073\u308b\u307b\u3069\u624b\u6570\u6599\u304c\u7a4d\u307f\u4e0a\u304c\u308a\u3001\u305d\u306e\u671f\u9593\u306f\u901a\u7b97\u52a0\u5165\u8005\u7b49\u671f\u9593\u306b\u3082\u7b97\u5165\u3055\u308c\u306a\u3044\uff08\u51fa\u5178: \u7279\u5b9a\u904b\u55b6\u7ba1\u7406\u6a5f\u95a2\u306e\u516c\u958b\u624b\u6570\u6599\u8868\u3092\u57fa\u306b\u5f53\u793e\u8a66\u7b97\uff09<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e0d\u6e80\u306e\u5927\u534a\u306f\u3001\u653e\u7f6e\u3092\u3084\u3081\u3066\u5546\u54c1\u914d\u5206\u3068\u53d7\u3051\u53d6\u308a\u65b9\u3092\u5148\u306b\u6c7a\u3081\u308b\u3053\u3068\u3067\u89e3\u6d88\u3067\u304d\u307e\u3059\u3002\u5236\u5ea6\u5074\u3067\u5909\u3048\u3089\u308c\u306a\u3044\u5236\u7d04\u306f\u5f15\u304d\u51fa\u3057\u5236\u9650\u3068\u5546\u54c1\u30e9\u30a4\u30f3\u30ca\u30c3\u30d7\u306e\u7bc4\u56f2\u3067\u3042\u308a\u3001\u305d\u308c\u4ee5\u5916\u306e\u8981\u7d20\u306f\u52a0\u5165\u8005\u306e\u64cd\u4f5c\u3067\u6539\u5584\u3067\u304d\u308b\u4f59\u5730\u304c\u6b8b\u3063\u3066\u3044\u307e\u3059\u3002\u512a\u5148\u9806\u4f4d\u306f\u3001\u653e\u7f6e\u306e\u89e3\u6d88\u3001\u914d\u5206\u306e\u898b\u76f4\u3057\u3001\u53d7\u3051\u53d6\u308a\u8a2d\u8a08\u306e\u9806\u3067\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u8ee2\u8077\u5f8c\u306e\u8cc7\u7523\u3092\u653e\u7f6e\u3057\u306a\u3044<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u6700\u521d\u306b\u624b\u3092\u4ed8\u3051\u308b\u3079\u304d\u306f\u3001\u904e\u53bb\u306e\u52e4\u52d9\u5148\u3067\u7a4d\u307f\u7acb\u3066\u305f\u8cc7\u7523\u306e\u6240\u5728\u78ba\u8a8d\u3067\u3059\u3002\u81ea\u52d5\u79fb\u63db\u306e\u72b6\u614b\u306b\u306a\u308b\u3068\u904b\u7528\u304c\u3067\u304d\u306a\u3044\u3046\u3048\u3001\u624b\u6570\u6599\u304c\u5b9f\u984d\u3067\u767a\u751f\u3057\u307e\u3059\u3002\u5f53\u793e\u304c\u516c\u958b\u624b\u6570\u6599\u304b\u3089\u653e\u7f6e\u5e74\u6570\u5225\u306b\u8a66\u7b97\u3057\u305f\u3082\u306e\u304c\u6b21\u306e\u8868\u3067\u3059\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody>\n<tr>\n<td><strong>\u653e\u7f6e\u671f\u9593<\/strong><\/td>\n<td class=\"has-text-align-right\" data-align=\"right\"><strong>\u7ba1\u7406\u624b\u6570\u6599\u306e\u7d2f\u8a08<\/strong><\/td>\n<td class=\"has-text-align-right\" data-align=\"right\"><strong>\u81ea\u52d5\u79fb\u63db\u6642\u306e\u8cbb\u7528<\/strong><\/td>\n<td class=\"has-text-align-right\" data-align=\"right\"><strong>\u7d2f\u8a08\u8ca0\u62c5<\/strong><\/td>\n<\/tr>\n\n<tr>\n<td>3\u5e74<\/td>\n<td class=\"has-text-align-right\" data-align=\"right\">3,136\u5186<\/td>\n<td class=\"has-text-align-right\" data-align=\"right\">4,348\u5186<\/td>\n<td class=\"has-text-align-right\" data-align=\"right\">7,484\u5186<\/td>\n<\/tr>\n<tr>\n<td>5\u5e74<\/td>\n<td class=\"has-text-align-right\" data-align=\"right\">5,488\u5186<\/td>\n<td class=\"has-text-align-right\" data-align=\"right\">4,348\u5186<\/td>\n<td class=\"has-text-align-right\" data-align=\"right\">9,836\u5186<\/td>\n<\/tr>\n<tr>\n<td>10\u5e74<\/td>\n<td class=\"has-text-align-right\" data-align=\"right\">11,368\u5186<\/td>\n<td class=\"has-text-align-right\" data-align=\"right\">4,348\u5186<\/td>\n<td class=\"has-text-align-right\" data-align=\"right\">15,716\u5186<\/td>\n<\/tr>\n<\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u30c7\u30fc\u30bf\u51fa\u5178: \u7279\u5b9a\u904b\u55b6\u7ba1\u7406\u6a5f\u95a2\u306e\u516c\u958b\u624b\u6570\u6599\u8868\uff082026\u5e744\u6708\u6642\u70b9\uff09\u3002\u81ea\u52d5\u79fb\u63db\u6642\u306e\u8cbb\u7528\u306f\u7279\u5b9a\u904b\u55b6\u7ba1\u7406\u6a5f\u95a2\u624b\u6570\u65993,300\u5186\u3068\u9023\u5408\u4f1a\u624b\u6570\u65991,048\u5186\u306e\u5408\u8a08\u3001\u7ba1\u7406\u624b\u6570\u6599\u306f\u670898\u5186\u304c\u81ea\u52d5\u79fb\u63db\u304b\u30894\u304b\u6708\u7d4c\u904e\u5f8c\u306b\u767a\u751f\u3059\u308b\u3068\u3044\u3046\u6761\u4ef6\u3067\u5f53\u793e\u304c\u8a08\u7b97\u3057\u3066\u3044\u307e\u3059\u3002\u79fb\u63db\u624b\u7d9a\u304d\u6642\u306e550\u5186\u306f\u542b\u307f\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u91d1\u984d\u4ee5\u4e0a\u306b\u91cd\u3044\u306e\u304c\u3001<span style=\"background:linear-gradient(transparent 60%,#FFFF00 60%)\"><strong>\u81ea\u52d5\u79fb\u63db\u306e\u671f\u9593\u306f\u8001\u9f62\u7d66\u4ed8\u91d1\u3092\u53d7\u3051\u308b\u305f\u3081\u306e\u901a\u7b97\u52a0\u5165\u8005\u7b49\u671f\u9593\u306b\u7b97\u5165\u3055\u308c\u306a\u3044\u3053\u3068<\/strong><\/span>\u3067\u3059\uff08<a href=\"https:\/\/www.jidoikan.jis-t.co.jp\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u7279\u5b9a\u904b\u55b6\u7ba1\u7406\u6a5f\u95a2<\/a>\uff09\u3002\u53d7\u7d66\u958b\u59cb\u304c\u5f8c\u308d\u306b\u305a\u308c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u305f\u3081\u3001\u5fc3\u5f53\u305f\u308a\u304c\u3042\u308b\u306a\u3089\u4ed6\u306e\u898b\u76f4\u3057\u3088\u308a\u5148\u306b\u7247\u4ed8\u3051\u308b\u3079\u304d\u9805\u76ee\u3067\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u5143\u672c\u78ba\u4fdd\u578b\u306e\u307e\u307e\u6b62\u3081\u306a\u3044<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u6b21\u306b\u78ba\u8a8d\u3059\u308b\u306e\u304c\u5546\u54c1\u914d\u5206\u3067\u3059\u3002\u5143\u672c\u78ba\u4fdd\u578b\u306f\u8cc7\u7523\u304c\u76ee\u6e1b\u308a\u3057\u306a\u3044\u4ee3\u308f\u308a\u306b\u3001\u5897\u3048\u308b\u8981\u7d20\u3082\u307b\u3068\u3093\u3069\u6b8b\u308a\u307e\u305b\u3093\u3002\u4f01\u696d\u578bDC\u306e\u8cc7\u7523\u306e30.3%\u304c\u3053\u306e\u72b6\u614b\u306b\u3042\u308b\u3053\u3068\u306f\u3001\u5236\u5ea6\u306e\u512a\u9047\u306e\u3046\u3061\u904b\u7528\u76ca\u975e\u8ab2\u7a0e\u3068\u3044\u30462\u6bb5\u76ee\u304c\u50cd\u3044\u3066\u3044\u306a\u3044\u4eba\u304c\u76f8\u5f53\u6570\u3044\u308b\u3053\u3068\u3092\u610f\u5473\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u914d\u5206\u3092\u5909\u3048\u308b\u3053\u3068\u81ea\u4f53\u306f\u52a0\u5165\u8005\u5074\u3067\u64cd\u4f5c\u3067\u304d\u3001\u904b\u55b6\u7ba1\u7406\u6a5f\u95a2\u304c\u9078\u3079\u306a\u304f\u3066\u3082<strong>\u63d0\u793a\u3055\u308c\u305f\u5546\u54c1\u306e\u7d44\u307f\u5408\u308f\u305b\u306f\u81ea\u5206\u3067\u6c7a\u3081\u3089\u308c\u307e\u3059<\/strong>\u3002\u5024\u52d5\u304d\u3092\u53d6\u308b\u3053\u3068\u304c\u6b63\u89e3\u3060\u3068\u306f\u8a00\u3044\u5207\u308c\u307e\u305b\u3093\u304c\u3001\u4e00\u5ea6\u3082\u9078\u3073\u76f4\u3057\u3066\u3044\u306a\u3044\u72b6\u614b\u3092\u300c\u9078\u3093\u3060\u7d50\u679c\u300d\u3068\u547c\u3076\u3053\u3068\u3082\u3067\u304d\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u53d7\u3051\u53d6\u308a\u65b9\u309260\u6b73\u3088\u308a\u524d\u306b\u6c7a\u3081\u3066\u304a\u304f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">3\u3064\u76ee\u304c\u51fa\u53e3\u306e\u8a2d\u8a08\u3067\u3059\u3002\u524d\u8ff0\u306e\u3068\u304a\u308a2026\u5e74\u304b\u3089\u4e00\u6642\u91d1\u306e\u8abf\u6574\u671f\u9593\u304c\u5ef6\u3073\u305f\u305f\u3081\u3001\u52e4\u52d9\u5148\u306e\u9000\u8077\u91d1\u306e\u6642\u671f\u3068\u91d1\u984d\u3092\u628a\u63e1\u3057\u305f\u3046\u3048\u3067\u3001\u4e00\u6642\u91d1\u3068\u5e74\u91d1\u5f62\u5f0f\u306e\u3069\u3061\u3089\u3067\u53d7\u3051\u53d6\u308b\u304b\u3092\u65e9\u3081\u306b\u60f3\u5b9a\u3057\u3066\u304a\u304f\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u9000\u8077\u91d1\u5236\u5ea6\u306f\u52e4\u52d9\u5148\u3054\u3068\u306b\u7570\u306a\u308a\u3001\u7a0e\u8ca0\u62c5\u306e\u6709\u5229\u4e0d\u5229\u3082\u500b\u4eba\u306e\u6761\u4ef6\u3067\u5909\u308f\u308a\u307e\u3059\u3002\u5177\u4f53\u7684\u306a\u53d7\u3051\u53d6\u308a\u9806\u306e\u5224\u65ad\u306f\u3001\u6709\u8cc7\u683c\u306e\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u3084\u91d1\u878d\u6a5f\u95a2\u3078\u76f8\u8ac7\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u5f53\u793e\u306e\u898b\u89e3\u30fb\u30b9\u30bf\u30f3\u30b9:<\/strong> \u4e00\u822c\u7684\u306a\u89e3\u8aac\u3067\u306f\u300c\u6295\u8cc7\u521d\u5fc3\u8005\u306f\u307e\u305a\u5143\u672c\u78ba\u4fdd\u578b\u304b\u3089\u300d\u3068\u6848\u5185\u3055\u308c\u307e\u3059\u3002\u5f53\u793e\u306e<a href=\"https:\/\/www.abcash.co.jp\/\" target=\"_blank\" rel=\"noopener noreferrer\">ABCash<\/a>\u306f\u3001\u59cb\u3081\u65b9\u3088\u308a<span style=\"color:red\"><strong>\u59cb\u3081\u305f\u3042\u3068\u306b\u4e00\u5ea6\u3082\u898b\u76f4\u3055\u306a\u3044\u3053\u3068\u306e\u307b\u3046\u304c\u5b9f\u5bb3\u304c\u5927\u304d\u3044<\/strong><\/span>\u3068\u8003\u3048\u3066\u3044\u307e\u3059\u3002\u3060\u304b\u3089\u3053\u305d\u5f53\u793e\u306f\u3001\u5bb6\u8a08\u7ba1\u7406\u304b\u3089NISA\u30fbiDeCo\u30fb\u6295\u8cc7\u4fe1\u8a17\u306e\u9078\u3073\u65b9\u307e\u3067\u3092\u4e00\u7d9a\u304d\u306e\u30ab\u30ea\u30ad\u30e5\u30e9\u30e0\u3067\u6271\u3044\u3001\u5c02\u5c5e\u30b3\u30f3\u30b5\u30eb\u30bf\u30f3\u30c8\u304c\u5b9f\u969b\u306e\u5546\u54c1\u753b\u9762\u3092\u4e00\u7dd2\u306b\u78ba\u8a8d\u3059\u308b\u3068\u3053\u308d\u307e\u3067\u4f34\u8d70\u3059\u308b\u904b\u7528\u3092\u6a19\u6e96\u306b\u3057\u3066\u3044\u307e\u3059\u3002\u91d1\u878d\u5546\u54c1\u3092\u8ca9\u58f2\u3057\u306a\u3044\u6559\u80b2\u4e8b\u696d\u3068\u3057\u3066\u3001\u7279\u5b9a\u306e\u5546\u54c1\u3067\u306f\u306a\u304f\u914d\u5206\u3068\u53d7\u3051\u53d6\u308a\u65b9\u306e\u8003\u3048\u65b9\u3060\u3051\u3092\u6271\u3046\u7acb\u5834\u3067\u3059\u3002\u5f53\u793e\u306e\u53d7\u8b1b\u5b9f\u7e3e\u306f2026\u5e743\u6708\u306b\u7d2f\u8a089\u4e07\u4eba\u3092\u7a81\u7834\u3057\uff08<a href=\"https:\/\/prtimes.jp\/main\/html\/rd\/p\/000000106.000033541.html\" target=\"_blank\" rel=\"noopener noreferrer\">2026\u5e744\u67089\u65e5 \u5f53\u793e\u30d7\u30ec\u30b9\u30ea\u30ea\u30fc\u30b9<\/a>\uff09\u30012025\u5e744\u6708\u304b\u30898\u6708\u306e\u53d7\u8b1b\u8005\u30a2\u30f3\u30b1\u30fc\u30c8\u3067\u306f\u30c8\u30ec\u30fc\u30cb\u30f3\u30b0\u6e80\u8db3\u5ea695%\u3067\u3057\u305f\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2026\u5e74\u4ee5\u964d\u306e\u5236\u5ea6\u6539\u6b63\u3067\u4f55\u304c\u5909\u308f\u308b\u306e\u304b\uff1f<\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/www.abcash.co.jp\/column\/wp-content\/uploads\/2026\/08\/h2_04_E588B6E5BAA6E694B9E6ADA3_E68BA0E587BAE99990E5BAA6E9A18D.webp\" alt=\"2026\u5e7412\u6708\u65bd\u884c\u306e\u62e0\u51fa\u9650\u5ea6\u984d\u3092\u52a0\u5165\u533a\u5206\u5225\u306b\u6bd4\u8f03\u3057\u6700\u59274.2\u4e07\u5186\u306e\u5897\u984d\u3092\u793a\u3057\u305f\u56f3\"><figcaption class=\"wp-element-caption\">\u4f01\u696d\u5e74\u91d1\u304c\u3042\u308b\u7b2c2\u53f7\u52a0\u5165\u8005\u306f\u6708\u984d6.2\u4e07\u5186\u3078\u3001\u5897\u984d\u5e45\u304c\u6700\u3082\u5927\u304d\u3044\uff08\u51fa\u5178: \u539a\u751f\u52b4\u50cd\u7701\u300c\uff24\uff23\u62e0\u51fa\u9650\u5ea6\u984d \u4ee4\u548c8\u5e7412\u6708\uff5e\u300d\uff09<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">2026\u5e74\u306f\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u306e\u6761\u4ef6\u304c2\u6bb5\u968e\u3067\u5909\u308f\u308b\u5e74\u3067\u3059\u30024\u6708\u306b\u306f\u30de\u30c3\u30c1\u30f3\u30b0\u62e0\u51fa\u306e\u52a0\u5165\u8005\u639b\u91d1\u306e\u5236\u9650\u64a4\u5ec3\u306a\u3069\u304c\u65bd\u884c\u3055\u308c\u300112\u6708\u306b\u306f\u62e0\u51fa\u9650\u5ea6\u984d\u306e\u5f15\u304d\u4e0a\u3052\u3068iDeCo\u306e\u52a0\u5165\u53ef\u80fd\u5e74\u9f62\u306e\u5f15\u304d\u4e0a\u3052\u304c\u4e88\u5b9a\u3055\u308c\u3066\u3044\u307e\u3059\uff08<a href=\"https:\/\/www.mhlw.go.jp\/stf\/seisakunitsuite\/bunya\/nenkin\/nenkin\/kyoshutsu\/2025kaisei.html\" target=\"_blank\" rel=\"noopener noreferrer\">\u539a\u751f\u52b4\u50cd\u7701 2025\u5e74\u306e\u5236\u5ea6\u6539\u6b63<\/a>\uff09\u3002\u6570\u5e74\u524d\u306e\u60c5\u5831\u306e\u307e\u307e\u5224\u65ad\u3092\u6b62\u3081\u3066\u3044\u308b\u5834\u5408\u306f\u524d\u63d0\u304c\u5909\u308f\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2026\u5e744\u6708\u306b\u65bd\u884c\u3055\u308c\u305f\u5909\u66f4<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">2026\u5e744\u67081\u65e5\u306b\u65bd\u884c\u3055\u308c\u305f\u5185\u5bb9\u306f3\u70b9\u3042\u308a\u307e\u3059\u30021\u3064\u76ee\u304c\u30de\u30c3\u30c1\u30f3\u30b0\u62e0\u51fa\u306b\u304a\u3051\u308b\u52a0\u5165\u8005\u639b\u91d1\u306e\u984d\u306e\u5236\u9650\u64a4\u5ec3\u3067\u3001\u5f93\u6765\u306e\u300c\u52a0\u5165\u8005\u639b\u91d1\u306f\u4e8b\u696d\u4e3b\u639b\u91d1\u306e\u984d\u3092\u8d85\u3048\u3066\u306f\u306a\u3089\u306a\u3044\u300d\u3068\u3044\u3046\u6761\u4ef6\u304c\u306a\u304f\u306a\u308a\u307e\u3057\u305f\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2\u3064\u76ee\u304c\u81ea\u52d5\u79fb\u63db\u306b\u95a2\u3059\u308b\u4e8b\u696d\u4e3b\u306e\u8aac\u660e\u6642\u671f\u306e\u898b\u76f4\u3057\u3067\u3059\u3002\u5f93\u6765\u306f\u8cc7\u683c\u3092\u55aa\u5931\u3057\u305f\u5f8c\u306b\u8aac\u660e\u3059\u308b\u7fa9\u52d9\u3067\u3057\u305f\u304c\u3001<strong>\u8cc7\u683c\u306e\u55aa\u5931\u304c\u898b\u8fbc\u307e\u308c\u308b\u6642\u70b9\u3067\u8aac\u660e\u3059\u308b\u7fa9\u52d9<\/strong>\u306b\u6539\u3081\u3089\u308c\u3001\u9000\u8077\u524d\u306b\u6848\u5185\u304c\u5c4a\u304f\u5f62\u306b\u306a\u308a\u307e\u3057\u305f\u30023\u3064\u76ee\u304c\u7c21\u6613\u578bDC\u306e\u901a\u5e38\u306e\u4f01\u696d\u578bDC\u3078\u306e\u7d71\u5408\u306b\u3088\u308b\u624b\u7d9a\u304d\u306e\u7c21\u7d20\u5316\u3067\u3059\u3002\u3044\u305a\u308c\u3082\u3001\u3053\u308c\u307e\u3067\u4e0d\u6e80\u3068\u3057\u3066\u6319\u3052\u3089\u308c\u3066\u304d\u305f\u70b9\u3092\u5236\u5ea6\u5074\u304c\u7e2e\u5c0f\u3059\u308b\u65b9\u5411\u306e\u6539\u6b63\u3067\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2026\u5e7412\u6708\u306b\u4e88\u5b9a\u3055\u308c\u3066\u3044\u308b\u62e0\u51fa\u9650\u5ea6\u984d\u306e\u5f15\u304d\u4e0a\u3052<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">2026\u5e7412\u67081\u65e5\u65bd\u884c\u4e88\u5b9a\u306e\u6539\u6b63\u3067\u306f\u3001\u62e0\u51fa\u9650\u5ea6\u984d\u304c\u5927\u304d\u304f\u52d5\u304d\u307e\u3059\u3002\u539a\u751f\u52b4\u50cd\u7701\u306e\u8cc7\u6599\u3067\u306f\u3001\u7b2c2\u53f7\u52a0\u5165\u8005\uff08\u4f01\u696d\u5e74\u91d1\u3042\u308a\uff09\u306fiDeCo\u3068\u4f01\u696d\u5e74\u91d1\u7b49\u306e\u5408\u8a08\u3067\u6708\u984d6.2\u4e07\u5186\u3068\u306a\u308a\u3001\u6700\u59274.2\u4e07\u5186\u306e\u5897\u984d\u3067\u3059\uff08<a href=\"https:\/\/www.mhlw.go.jp\/content\/12500000\/001597082.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">\uff24\uff23\u62e0\u51fa\u9650\u5ea6\u984d \u4ee4\u548c8\u5e7412\u6708\uff5e<\/a>\uff09\u3002\u4f01\u696d\u5e74\u91d1\u304c\u306a\u3044\u7b2c2\u53f7\u52a0\u5165\u8005\u3082\u6708\u984d6.2\u4e07\u5186\u3067\u30013.9\u4e07\u5186\u306e\u5897\u984d\u3067\u3059\u3002\u7b2c1\u53f7\u30fb\u7b2c4\u53f7\u52a0\u5165\u8005\u306f\u6708\u984d7.5\u4e07\u5186\u3068\u306a\u308a\u3001\u5897\u984d\u5e45\u306f0.7\u4e07\u5186\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3042\u308f\u305b\u3066\u300160\u6b73\u4ee5\u4e0a70\u6b73\u672a\u6e80\u3067iDeCo\u306b\u3088\u308b\u8cc7\u7523\u5f62\u6210\u3092\u7d99\u7d9a\u3059\u308b\u4eba\u3092\u5bfe\u8c61\u3068\u3057\u305f\u7b2c5\u53f7\u52a0\u5165\u8005\u304c\u65b0\u8a2d\u3055\u308c\u307e\u3059\u3002\u5f53\u793e\u306f\u3001\u3053\u306e\u62e1\u5145\u3067<span style=\"background:linear-gradient(transparent 60%,#FFFF00 60%)\"><strong>\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u306f\u300c\u67a0\u304c\u5c0f\u3055\u3044\u304b\u3089\u4f7f\u3044\u306b\u304f\u3044\u5236\u5ea6\u300d\u3067\u306f\u306a\u304f\u306a\u308b<\/strong><\/span>\u3068\u898b\u3066\u3044\u307e\u3059\u3002\u639b\u91d1\u984d\u306e\u8a2d\u8a08\u3092\u3082\u3046\u4e00\u5ea6\u7d44\u307f\u76f4\u3059\u524d\u63d0\u304c\u6574\u3046\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002\u306a\u304a\u3001\u305d\u3082\u305d\u3082\u4f55\u304b\u3089\u624b\u3092\u3064\u3051\u308b\u3079\u304d\u304b\u3068\u3044\u3046\u5165\u53e3\u306e\u6574\u7406\u306f\u3001\u5bb6\u8a08\u306e\u57fa\u790e\u304b\u3089\u9806\u306b\u6271\u3046\u307b\u3046\u304c\u7d50\u679c\u7684\u306b\u8fd1\u9053\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u306e\u3088\u304f\u3042\u308b\u8cea\u554f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q1. \u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u306f\u9014\u4e2d\u3067\u89e3\u7d04\u3057\u3066\u73fe\u91d1\u5316\u3067\u304d\u307e\u3059\u304b\uff1f<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u539f\u5247\u3068\u3057\u3066\u3067\u304d\u307e\u305b\u3093\u3002\u8131\u9000\u4e00\u6642\u91d1\u306e\u5236\u5ea6\u306f\u3042\u308a\u307e\u3059\u304c\u8981\u4ef6\u304c\u53b3\u3057\u304f\u3001\u8acb\u6c42\u53d7\u4ed8\u4eba\u6570\u306f\u4f01\u696d\u578bDC\u3067\u5e74\u959310,394\u4eba\u3001iDeCo\u3067835\u4eba\u306b\u3068\u3069\u307e\u308a\u307e\u3059\uff08\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u7d71\u8a08\u8cc7\u6599\u30012024\u5e74\u5ea6\uff09\u3002\u639b\u91d1\u306e\u505c\u6b62\u3084\u6e1b\u984d\u306f\u3067\u304d\u308b\u305f\u3081\u3001\u8cc7\u91d1\u7e70\u308a\u304c\u82e6\u3057\u3044\u5834\u5408\u306f\u307e\u305a\u62e0\u51fa\u984d\u306e\u898b\u76f4\u3057\u3092\u691c\u8a0e\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q2. \u8ee2\u8077\u30fb\u9000\u8077\u306e\u624b\u7d9a\u304d\u3092\u3057\u306a\u3044\u307e\u307e\u653e\u7f6e\u3059\u308b\u3068\u3069\u3046\u306a\u308a\u307e\u3059\u304b\uff1f<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8cc7\u683c\u55aa\u5931\u304b\u30896\u304b\u6708\u4ee5\u5185\u306b\u79fb\u63db\u3057\u306a\u3044\u3068\u81ea\u52d5\u79fb\u63db\u3068\u306a\u308a\u3001\u904b\u7528\u304c\u3067\u304d\u306a\u3044\u307e\u307e\u81ea\u52d5\u79fb\u63db\u6642\u306b4,348\u5186\u3001\u305d\u306e\u5f8c\u306f\u670898\u5186\u306e\u624b\u6570\u6599\u304c\u8cc7\u7523\u304b\u3089\u5dee\u3057\u5f15\u304b\u308c\u307e\u3059\u3002\u3055\u3089\u306b\u81ea\u52d5\u79fb\u63db\u306e\u671f\u9593\u306f\u901a\u7b97\u52a0\u5165\u8005\u7b49\u671f\u9593\u306b\u7b97\u5165\u3055\u308c\u307e\u305b\u3093\uff08\u7279\u5b9a\u904b\u55b6\u7ba1\u7406\u6a5f\u95a2\u306e\u516c\u958b\u624b\u6570\u6599\u8868\u30012026\u5e744\u6708\u6642\u70b9\uff09\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q3. \u52e4\u52d9\u5148\u304c\u5012\u7523\u3057\u305f\u3089\u7a4d\u307f\u7acb\u3066\u305f\u8cc7\u7523\u306f\u3069\u3046\u306a\u308a\u307e\u3059\u304b\uff1f<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u306e\u8cc7\u7523\u306f\u52a0\u5165\u8005\u3054\u3068\u306b\u7ba1\u7406\u3055\u308c\u3001\u4f01\u696d\u306e\u8ca1\u7523\u3068\u306f\u5206\u3051\u3066\u4fdd\u5168\u3055\u308c\u308b\u4ed5\u7d44\u307f\u3067\u3059\u3002\u4f01\u696d\u578bDC\u304c\u7d42\u4e86\u3057\u305f\u5834\u5408\u306fiDeCo\u306a\u3069\u3078\u8cc7\u7523\u3092\u79fb\u63db\u3057\u3066\u904b\u7528\u3092\u7d9a\u3051\u3089\u308c\u307e\u3059\uff08\u539a\u751f\u52b4\u50cd\u7701 \u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u5236\u5ea6\u306e\u6982\u8981\uff09\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q4. \u639b\u91d1\u306e\u984d\u306f\u5f8c\u304b\u3089\u5909\u66f4\u3057\u305f\u308a\u6b62\u3081\u305f\u308a\u3067\u304d\u307e\u3059\u304b\uff1f<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">iDeCo\u306e\u639b\u91d1\u984d\u306f\u5e741\u56de\u5909\u66f4\u3067\u304d\u3001\u62e0\u51fa\u3092\u3044\u3063\u305f\u3093\u6b62\u3081\u3066\u904b\u7528\u3060\u3051\u3092\u7d9a\u3051\u308b\u904b\u7528\u6307\u56f3\u8005\u306b\u306a\u308b\u3053\u3068\u3082\u3067\u304d\u307e\u3059\u3002\u305f\u3060\u3057\u62e0\u51fa\u3092\u6b62\u3081\u3066\u3082\u53e3\u5ea7\u7ba1\u7406\u306e\u624b\u6570\u6599\u306f\u767a\u751f\u3057\u7d9a\u3051\u308b\u305f\u3081\u3001\u6b62\u3081\u305f\u307e\u307e\u306b\u3059\u308b\u671f\u9593\u306f\u77ed\u3044\u307b\u3069\u6709\u5229\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5236\u5ea6\u5168\u4f53\u306e\u4f4d\u7f6e\u3065\u3051\u304b\u3089\u3042\u3089\u305f\u3081\u3066\u78ba\u8a8d\u3057\u305f\u3044\u5834\u5408\u306f\u3001<a href=\"\/column\/ideco\/\">iDeCo\u306e\u57fa\u790e\u304b\u3089\u306e\u7dcf\u307e\u3068\u3081\u306f\u3053\u3061\u3089<\/a>\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u307e\u3068\u3081<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u306f\u30c7\u30e1\u30ea\u30c3\u30c8\u3057\u304b\u306a\u3044\u5236\u5ea6\u3067\u306f\u306a\u304f\u3001\u5f15\u304d\u51fa\u3057\u5236\u9650\u3068\u3044\u3046\u5236\u7d04\u30683\u6bb5\u968e\u306e\u7a0e\u5236\u512a\u9047\u3092\u5f15\u304d\u63db\u3048\u306b\u3057\u305f\u4ed5\u7d44\u307f\u3067\u3059\u3002\u5b9f\u30c7\u30fc\u30bf\u3067\u898b\u308b\u3068\u3001\u591a\u304f\u306e\u4eba\u306b\u8d77\u304d\u3066\u3044\u308b\u306e\u306f\u5143\u672c\u5272\u308c\u3088\u308a\u3082\u5143\u672c\u78ba\u4fdd\u578b\u3067\u306e\u6ede\u7559\u3068\u62e0\u51fa\u505c\u6b62\u3067\u3042\u308a\u3001\u4f01\u696d\u578bDC\u8cc7\u7523\u306e30.3%\u304c\u9810\u8caf\u91d1\u3068\u4fdd\u967a\u306e\u307e\u307e\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u5224\u65ad\u306e\u8ef8\u306f\u6d41\u52d5\u6027\u4f59\u529b\u30fb\u6240\u5f97\u63a7\u9664\u306e\u52b9\u304d\u65b9\u30fb\u53d7\u3051\u53d6\u308a\u8a2d\u8a08\u306e3\u70b9\u3067\u3059\u3002\u307e\u305a\u306f\u81ea\u5206\u306e\u8cc7\u7523\u304c\u3044\u307e\u3069\u3053\u3067\u4f55\u306b\u7f6e\u304b\u308c\u3066\u3044\u308b\u304b\u3092\u78ba\u8a8d\u3057\u3001\u653e\u7f6e\u3057\u3066\u3044\u308b\u53e3\u5ea7\u304c\u3042\u308c\u3070\u305d\u306e\u89e3\u6d88\u304b\u3089\u7740\u624b\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<div 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