{"id":1594,"date":"2026-09-28T12:06:12","date_gmt":"2026-09-28T03:06:12","guid":{"rendered":"https:\/\/blog.abcash.co.jp\/column\/?p=1594"},"modified":"2026-09-28T12:09:36","modified_gmt":"2026-09-28T03:09:36","slug":"ideco-demerit","status":"publish","type":"post","link":"https:\/\/www.abcash.co.jp\/column\/ideco-demerit\/","title":{"rendered":"iDeCo\u306f\u30c7\u30e1\u30ea\u30c3\u30c8\u3057\u304b\u306a\u3044\uff1f9\u3064\u306e\u6ce8\u610f\u70b9\u3068\u5411\u304d\u4e0d\u5411\u304d"},"content":{"rendered":"\n\n<p class=\"wp-block-paragraph\">iDeCo\u306b\u30c7\u30e1\u30ea\u30c3\u30c8\u3057\u304b\u306a\u3044\u3068\u3044\u3046\u306e\u306f\u6b63\u78ba\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u4e0d\u5229\u304c\u504f\u308b\u306e\u306f\u3001\u8ab2\u7a0e\u6240\u5f97\u304c\u306a\u304f\u300160\u6b73\u307e\u3067\u306e\u8cc7\u91d1\u62d8\u675f\u306b\u8010\u3048\u3089\u308c\u306a\u3044\u4eba\u3067\u3059\u3002\u5f31\u70b9\u306f\u8cc7\u91d1\u62d8\u675f\u30fb\u30b3\u30b9\u30c8\u30fb\u53d7\u53d6\u6642\u306e\u8ab2\u7a0e\u306e3\u7cfb\u7d71\u306b\u96c6\u7d04\u3055\u308c\u307e\u3059\u3002\u672c\u8a18\u4e8b\u3067\u306f9\u3064\u306e\u6ce8\u610f\u70b9\u3092\u516c\u7684\u8cc7\u6599\u3067\u691c\u8a3c\u3057\u3001\u52a0\u5165\u533a\u5206\u3054\u3068\u306e\u91cd\u3055\u3068\u5411\u304d\u4e0d\u5411\u304d\u307e\u3067\u6574\u7406\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"wp-block-group has-border-color has-global-padding is-layout-constrained wp-container-core-group-is-layout-b69348ef wp-block-group-is-layout-constrained\" style=\"border-color:#F77261;border-style:solid;border-width:1px;border-radius:16px;padding-top:24px;padding-right:20px;padding-bottom:24px;padding-left:20px\">\n\n<p class=\"has-text-align-center wp-block-paragraph\" style=\"font-weight:700\">\uff3c \u7d2f\u8a089\u4e07\u4eba\u304c\u53d7\u8b1b\u3057\u3066\u3044\u307e\u3059 \uff0f<\/p>\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">60\u6b73\u307e\u3067\u52d5\u304b\u305b\u306a\u3044\u304a\u91d1\u3092\u6c7a\u3081\u308b\u524d\u306b\u3001\u5bb6\u8a08\u5168\u4f53\u306e\u4f59\u529b\u3092\u5c02\u5c5e\u30b3\u30f3\u30b5\u30eb\u30bf\u30f3\u30c8\u3068\u6574\u7406\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-content-justification-center wp-block-buttons-is-layout-flex wp-container-core-buttons-is-layout-35f06ea7\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-text-color has-background wp-element-button\" style=\"border-radius:999px;color:#ffffff;background-color:#F77261\" href=\"https:\/\/t.82comb.net\/cl?ak=1Y22J.3.MM1B6\" target=\"_blank\" rel=\"noopener noreferrer\">\u7121\u6599\u4f53\u9a13\u3092\u4e88\u7d04\u3059\u308b<\/a><\/div>\n<\/div>\n\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">iDeCo\u306b\u300c\u30c7\u30e1\u30ea\u30c3\u30c8\u3057\u304b\u306a\u3044\u300d\u3068\u8a00\u308f\u308c\u308b\u7406\u7531\u3068\u5b9f\u969b\u306e\u3068\u3053\u308d<\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/www.abcash.co.jp\/column\/wp-content\/uploads\/2026\/08\/h2_01_E38387E383A1E383AAE38383E38388E38197E3818BE381AAE38184_E5AE9FE5838F-3.webp\" alt=\"\u8131\u9000\u4e00\u6642\u91d1\u306e\u7d66\u4ed8844\u4ef6\u306b\u5bfe\u3057\u639b\u91d1\u3092\u6b62\u3081\u3066\u904b\u7528\u3092\u7d9a\u3051\u308b\u904b\u7528\u6307\u56f3\u8005\u304c1,021,664\u4eba\u3068\u793a\u3059\u6a2a\u68d2\u30b0\u30e9\u30d5\"><figcaption class=\"wp-element-caption\">\u5b9f\u969b\u306b\u4f7f\u308f\u308c\u3066\u3044\u308b\u51fa\u53e3\u306f\u89e3\u7d04\u3067\u306f\u306a\u304f\u62e0\u51fa\u306e\u505c\u6b62\u3067\u3042\u308b\u3053\u3068\u3092\u793a\u3059\uff08\u51fa\u5178: \u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u7d71\u8a08\u8cc7\u6599 2025\u5e743\u6708\u672b\uff09<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u300c\u30c7\u30e1\u30ea\u30c3\u30c8\u3057\u304b\u306a\u3044\u300d\u3068\u3044\u3046\u8a55\u4fa1\u306f\u3001\u52a0\u5165\u306e\u5165\u53e3\u306b\u3042\u308b\u6761\u4ef6\u3060\u3051\u3092\u898b\u305f\u5224\u65ad\u3067\u3059\u3002\u5b9f\u969b\u306e\u52a0\u5165\u8005\u30c7\u30fc\u30bf\uff082025\u5e743\u6708\u672b\uff09\u3092\u898b\u308b\u3068\u3001\u639b\u91d1\u3092\u6b62\u3081\u3066\u904b\u7528\u3060\u3051\u7d9a\u3051\u3066\u3044\u308b\u4eba\u304c100\u4e07\u4eba\u3092\u8d85\u3048\u3001\u5143\u672c\u78ba\u4fdd\u578b\u3060\u3051\u3067\u904b\u7528\u3057\u3066\u3044\u308b\u4eba\u306f2\u5272\u3092\u5207\u3063\u3066\u3044\u307e\u3059\u3002\u5236\u5ea6\u306e\u4f7f\u3044\u65b9\u306b\u306f\u304b\u306a\u308a\u306e\u5e45\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">5\u3064\u306e\u61f8\u5ff5\u306f\u3069\u3053\u304b\u3089\u751f\u307e\u308c\u3066\u3044\u308b\u304b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">iDeCo\u3078\u306e\u5426\u5b9a\u7684\u306a\u8a55\u4fa1\u306f\u3001\u307b\u307c\u6c7a\u307e\u3063\u305f5\u70b9\u306b\u96c6\u7d04\u3055\u308c\u307e\u3059\u3002<strong>\u539f\u524760\u6b73\u307e\u3067\u5f15\u304d\u51fa\u305b\u306a\u3044\u3053\u3068\u3001\u5143\u672c\u5272\u308c\u306e\u53ef\u80fd\u6027\u304c\u3042\u308b\u3053\u3068\u3001\u624b\u6570\u6599\u304c\u304b\u304b\u308b\u3053\u3068\u3001\u639b\u91d1\u306b\u4e0a\u9650\u304c\u3042\u308b\u3053\u3068\u3001\u53d7\u3051\u53d6\u308b\u3068\u304d\u306b\u8ab2\u7a0e\u3055\u308c\u3046\u308b\u3053\u3068<\/strong>\u306e5\u3064\u3067\u3059\u3002\u3044\u305a\u308c\u3082<a href=\"https:\/\/www.mhlw.go.jp\/stf\/seisakunitsuite\/bunya\/nenkin\/kyoshutsu\/ideco.html\" target=\"_blank\" rel=\"noopener noreferrer\">\u539a\u751f\u52b4\u50cd\u7701\u304c\u516c\u8868\u3059\u308biDeCo\u306e\u5236\u5ea6\u8aac\u660e<\/a>\u306b\u660e\u8a18\u3055\u308c\u305f\u4e8b\u5b9f\u3067\u3001\u8a87\u5f35\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f53\u793e\u306eABCash\uff08\u304a\u91d1\u306e\u30c8\u30ec\u30fc\u30cb\u30f3\u30b0\u30b9\u30bf\u30b8\u30aa\uff09\u306f\u3001\u3053\u306e5\u70b9\u3092\u5236\u5ea6\u306e\u6b20\u9665\u3067\u306f\u306a\u304f\u300c\u9069\u7528\u6761\u4ef6\u300d\u3060\u3068\u6349\u3048\u3066\u3044\u307e\u3059\u3002\u5e74\u91d1\u5236\u5ea6\u3068\u3057\u3066\u7a0e\u5236\u512a\u9047\u304c\u4e0e\u3048\u3089\u308c\u3066\u3044\u308b\u4ee5\u4e0a\u3001\u5f15\u304d\u51fa\u3057\u5236\u9650\u306f\u512a\u9047\u3068\u4e00\u4f53\u3067\u8a2d\u8a08\u3055\u308c\u305f\u5bfe\u4fa1\u306b\u3042\u305f\u308b\u304b\u3089\u3067\u3059\u3002\u78ba\u304b\u3081\u308b\u3079\u304d\u306a\u306e\u306f\u5236\u5ea6\u306e\u5584\u3057\u60aa\u3057\u3067\u306f\u306a\u304f\u3001\u305d\u306e\u5bfe\u4fa1\u3092\u81ea\u5206\u304c\u6255\u3048\u308b\u304b\u3069\u3046\u304b\u3067\u3059\u3002iDeCo\u5168\u4f53\u306e\u4f4d\u7f6e\u3065\u3051\u3092\u5148\u306b\u62bc\u3055\u3048\u305f\u3044\u5834\u5408\u306f\u3001<a href=\"\/column\/ideco\/\">ideco\u306e\u5168\u4f53\u50cf\u3092\u6574\u7406\u3057\u305f\u5b8c\u5168\u30ac\u30a4\u30c9<\/a>\u304b\u3089\u8aad\u307f\u9032\u3081\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u52a0\u5165\u8005\u306e\u884c\u52d5\u30c7\u30fc\u30bf\u304c\u793a\u3059\u300c\u30c7\u30e1\u30ea\u30c3\u30c8\u306e\u5b9f\u50cf\u300d<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u61f8\u5ff5\u304c\u73fe\u5b9f\u306b\u3069\u308c\u3060\u3051\u8d77\u304d\u3066\u3044\u308b\u304b\u306f\u3001\u516c\u7684\u306a\u7d71\u8a08\u3067\u78ba\u304b\u3081\u3089\u308c\u307e\u3059\u3002\u6b21\u306e\u8868\u306f\u30015\u3064\u306e\u61f8\u5ff5\u305d\u308c\u305e\u308c\u306b\u5bfe\u5fdc\u3059\u308b\u5b9f\u30c7\u30fc\u30bf\u3092<a href=\"https:\/\/www.mhlw.go.jp\/content\/001058200.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u7d71\u8a08\u8cc7\u6599\uff082025\u5e743\u6708\u672b\uff09<\/a>\u304b\u3089\u629c\u304d\u51fa\u3057\u3066\u4e26\u3079\u305f\u3082\u306e\u3067\u3059\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody>\n<tr>\n<td><strong>\u3088\u304f\u8a9e\u3089\u308c\u308b\u61f8\u5ff5<\/strong><\/td>\n<td><strong>\u5bfe\u5fdc\u3059\u308b\u5b9f\u30c7\u30fc\u30bf\uff082025\u5e743\u6708\u672b\u30fb\u500b\u4eba\u578b\uff09<\/strong><\/td>\n<td><strong>\u8aad\u307f\u53d6\u308c\u308b\u3053\u3068<\/strong><\/td>\n<\/tr>\n\n<tr>\n<td>60\u6b73\u307e\u3067\u5f15\u304d\u51fa\u305b\u305a\u8eab\u52d5\u304d\u304c\u53d6\u308c\u306a\u3044<\/td>\n<td>\u8131\u9000\u4e00\u6642\u91d1\u306e\u7d66\u4ed8\u4ef6\u6570\u306f\u5e74\u9593844\u4ef6\uff08\u52a0\u5165\u80053,626,142\u4eba\u306e0.02%\uff09\u3002\u4e00\u65b9\u3001\u639b\u91d1\u3092\u6b62\u3081\u3066\u904b\u7528\u3060\u3051\u7d9a\u3051\u308b\u904b\u7528\u6307\u56f3\u8005\u306f1,021,664\u4eba<\/td>\n<td>\u51fa\u53e3\u3068\u3057\u3066\u4f7f\u308f\u308c\u3066\u3044\u308b\u306e\u306f\u300c\u89e3\u7d04\u300d\u3067\u306f\u306a\u304f\u300c\u62e0\u51fa\u306e\u505c\u6b62\u300d<\/td>\n<\/tr>\n<tr>\n<td>\u5143\u672c\u5272\u308c\u304c\u6016\u3044<\/td>\n<td>\u5143\u672c\u78ba\u4fdd\u578b\u3060\u3051\u3067\u904b\u7528\u3057\u3066\u3044\u308b\u4eba\u306f16.9%\u3002\u8cc7\u7523\u5168\u4f53\u306b\u5360\u3081\u308b\u5143\u672c\u78ba\u4fdd\u578b\u306f23.1%\uff082022\u5e743\u6708\u672b\u306f37.7%\uff09<\/td>\n<td>\u30ea\u30b9\u30af\u306e\u53d6\u308a\u65b9\u306f\u52a0\u5165\u8005\u304c\u9078\u3073\u5206\u3051\u3066\u304a\u308a\u3001\u5143\u672c\u78ba\u4fdd\u5bc4\u308a\u306f\u5c11\u6570\u6d3e<\/td>\n<\/tr>\n<tr>\n<td>\u624b\u6570\u6599\u8ca0\u3051\u3059\u308b<\/td>\n<td>1\u4eba\u3042\u305f\u308a\u306e\u5e74\u9593\u639b\u91d1\u306f18\u4e07\u5186\uff08\u67081.5\u4e07\u5186\u76f8\u5f53\uff09\u30011\u4eba\u3042\u305f\u308a\u8cc7\u7523\u984d\u306f155\u4e07\u5186<\/td>\n<td>\u5e73\u5747\u7684\u306a\u62e0\u51fa\u984d\u306f\u6700\u4f4e\u984d\u306e5,000\u5186\u3092\u5927\u304d\u304f\u4e0a\u56de\u308b<\/td>\n<\/tr>\n<tr>\n<td>\u639b\u91d1\u4e0a\u9650\u304c\u7aae\u5c48<\/td>\n<td>\u52a0\u5165\u8005\u306e\u69cb\u6210\u6bd4\u306f50\u4ee336.4%\u300140\u4ee332.6%<\/td>\n<td>\u4e0a\u9650\u304c\u52b9\u304d\u3084\u3059\u3044\u9ad8\u6240\u5f97\u5c64\u3088\u308a\u3001\u62e0\u51fa\u4f59\u529b\u306e\u8a2d\u8a08\u304c\u8ab2\u984c\u306b\u306a\u308b\u5c64\u304c\u4e2d\u5fc3<\/td>\n<\/tr>\n<tr>\n<td>\u53d7\u3051\u53d6\u308b\u3068\u304d\u306b\u8ab2\u7a0e\u3055\u308c\u308b<\/td>\n<td>\u8001\u9f62\u7d66\u4ed8\u91d1\u306e\u53d7\u3051\u53d6\u308a\u306f\u4e00\u6642\u91d1\u304c38,557\u4eba\u306785.4%\u3001\u5e74\u91d1\u306f5,550\u4eba<\/td>\n<td>\u53d7\u53d6\u65b9\u6cd5\u306f\u4e00\u6642\u91d1\u306b\u307b\u307c\u4e00\u6975\u96c6\u4e2d\u3057\u3066\u304a\u308a\u3001\u9000\u8077\u6240\u5f97\u306e\u6271\u3044\u304c\u76f4\u6483\u3059\u308b<\/td>\n<\/tr>\n<\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"background:linear-gradient(transparent 60%,#FFFF00 60%)\"><strong>\u3053\u306e\u8868\u3067\u6700\u3082\u91cd\u3044\u306e\u306f\u3001\u8131\u9000\u4e00\u6642\u91d1\u304c\u5e74\u9593844\u4ef6\u3057\u304b\u306a\u3044\u4e00\u65b9\u3067\u3001\u62e0\u51fa\u3092\u6b62\u3081\u305f\u904b\u7528\u6307\u56f3\u8005\u304c100\u4e07\u4eba\u3092\u8d85\u3048\u3066\u3044\u308b\u3068\u3044\u3046\u5bfe\u6bd4\u3067\u3059\u3002<\/strong><\/span>\u5f53\u793e\u306f\u3053\u308c\u3092\u300c\u3084\u3081\u3089\u308c\u306a\u3044\u304b\u3089\u7d9a\u3044\u3066\u3044\u308b\u300d\u306e\u3067\u306f\u306a\u304f\u300c\u62e0\u51fa\u984d\u3092\u8abf\u6574\u3059\u308b\u9003\u3052\u9053\u3092\u4f7f\u3044\u306a\u304c\u3089\u7d9a\u3051\u3066\u3044\u308b\u300d\u72b6\u614b\u3060\u3068\u898b\u3066\u3044\u307e\u3059\u3002\u3053\u3053\u304b\u3089\u5c0e\u3051\u308b\u5b9f\u52d9\u7684\u306a\u7d50\u8ad6\u306f\u3072\u3068\u3064\u3067\u3001<strong>\u5165\u308b\u304b\u5165\u3089\u306a\u3044\u304b\u306e\u4e8c\u629e\u3067\u8003\u3048\u308b\u524d\u306b\u3001\u3044\u304f\u3089\u306a\u3089\u6b62\u3081\u305a\u306b\u7d9a\u3051\u3089\u308c\u308b\u304b\u3092\u5148\u306b\u6c7a\u3081\u308b\u307b\u3046\u304c\u5b9f\u969b\u306e\u5931\u6557\u3092\u9632\u3052\u307e\u3059<\/strong>\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">iDeCo\u306e\u30c7\u30e1\u30ea\u30c3\u30c89\u3064\u3092\u516c\u7684\u8cc7\u6599\u3067\u78ba\u8a8d\u3059\u308b<\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/www.abcash.co.jp\/column\/wp-content\/uploads\/2026\/08\/h2_02_E38387E383A1E383AAE38383E383889E381A4_E58886E9A19E.webp\" alt=\"9\u3064\u306e\u6ce8\u610f\u70b9\u3092\u5236\u5ea6\u3067\u56fa\u5b9a\u3055\u308c\u308b3\u3064\u3068\u81ea\u5206\u306e\u6761\u4ef6\u3067\u5909\u308f\u308b6\u3064\u306b\u5206\u985e\u3057\u305f\u5bfe\u7167\u30de\u30c3\u30d7\"><figcaption class=\"wp-element-caption\">9\u3064\u306e\u3046\u30616\u3064\u306f\u5546\u54c1\u9078\u629e\u30fb\u8ab2\u7a0e\u6240\u5f97\u30fb\u53d7\u53d6\u65b9\u6cd5\u3067\u8efd\u304f\u3067\u304d\u308b\uff08\u51fa\u5178: \u539a\u751f\u52b4\u50cd\u7701\u300ciDeCo\u306e\u6982\u8981\u300d\u30fb\u56fd\u7a0e\u5e81\u30fbiDeCo\u516c\u5f0f\u30b5\u30a4\u30c8\u3092\u57fa\u306b\u5f53\u793e\u4f5c\u6210\uff09<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">iDeCo\u306e\u4e0d\u5229\u306a\u70b9\u306f9\u3064\u306b\u6574\u7406\u3067\u304d\u3001\u8cc7\u91d1\u62d8\u675f\u30fb\u30b3\u30b9\u30c8\u30fb\u7a0e\u5236\u3068\u3044\u30463\u3064\u306e\u7cfb\u7d71\u306b\u53ce\u307e\u308a\u307e\u3059\u3002\u3044\u305a\u308c\u3082\u5236\u5ea6\u306e\u6b20\u9665\u3067\u306f\u306a\u304f\u3001\u9069\u7528\u6761\u4ef6\u304c\u4eba\u306b\u3088\u3063\u3066\u565b\u307f\u5408\u308f\u306a\u3044\u3053\u3068\u304b\u3089\u751f\u3058\u307e\u3059\u3002\u4ee5\u4e0b\u3067\u306f\u539a\u751f\u52b4\u50cd\u7701\u30fb\u56fd\u7a0e\u5e81\u30fb\u5236\u5ea6\u306e\u5b9f\u65bd\u4e3b\u4f53\u3067\u3042\u308b\u56fd\u6c11\u5e74\u91d1\u57fa\u91d1\u9023\u5408\u4f1a\u306e\u8cc7\u6599\u30671\u3064\u305a\u3064\u78ba\u8a8d\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. \u539f\u524760\u6b73\u307e\u3067\u5f15\u304d\u51fa\u305b\u306a\u3044<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">iDeCo\u306e\u8cc7\u7523\u306f\u3001\u539f\u5247\u3068\u3057\u306660\u6b73\u306b\u306a\u308b\u307e\u3067\u5f15\u304d\u51fa\u305b\u307e\u305b\u3093\u3002\u4f4f\u5b85\u8cfc\u5165\u3084\u6559\u80b2\u8cbb\u306e\u305f\u3081\u306b\u53d6\u308a\u5d29\u3059\u3053\u3068\u306f\u3067\u304d\u305a\u3001\u3053\u306e\u70b9\u304c\u6700\u3082\u5f37\u3044\u5236\u7d04\u306b\u306a\u308a\u307e\u3059\u3002<span style=\"color:red\"><strong>60\u6b73\u524d\u306b\u8cc7\u7523\u3092\u53d7\u3051\u53d6\u308c\u308b\u306e\u306f\u3001\u969c\u5bb3\u7d66\u4ed8\u91d1\u3068\u6b7b\u4ea1\u4e00\u6642\u91d1\u3001\u305d\u3057\u3066\u53b3\u3057\u3044\u8981\u4ef6\u3092\u6e80\u305f\u3057\u305f\u5834\u5408\u306e\u8131\u9000\u4e00\u6642\u91d1\u3060\u3051\u3067\u3059\u3002<\/strong><\/span>\u539a\u751f\u52b4\u50cd\u7701\u306e\u7d66\u4ed8\u4e00\u89a7\u306b\u3088\u308c\u3070\u3001\u969c\u5bb3\u7d66\u4ed8\u91d1\u306f75\u6b73\u5230\u9054\u524d\u306b\u50b7\u75c5\u3067\u4e00\u5b9a\u4ee5\u4e0a\u306e\u969c\u5bb3\u72b6\u614b\u3068\u306a\u308a1\u5e746\u304b\u6708\u3092\u7d4c\u904e\u3057\u305f\u5834\u5408\u3001\u6b7b\u4ea1\u4e00\u6642\u91d1\u306f\u52a0\u5165\u8005\u7b49\u304c\u6b7b\u4ea1\u3057\u305f\u5834\u5408\u306b\u907a\u65cf\u304c\u53d7\u3051\u53d6\u308b\u3082\u306e\u3067\u3059\u3002\u8131\u9000\u4e00\u6642\u91d1\u306e\u8981\u4ef6\u306f\u5f8c\u8ff0\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f53\u793e\u306f\u3001\u3053\u306e\u5236\u7d04\u3092\u300c\u4f7f\u3048\u306a\u3044\u304a\u91d1\u300d\u3067\u306f\u306a\u304f\u300c\u7528\u9014\u3092\u56fa\u5b9a\u3059\u308b\u6a5f\u80fd\u300d\u3068\u3057\u3066\u6271\u3044\u307e\u3059\u3002<strong>\u751f\u6d3b\u9632\u885b\u8cc7\u91d1\u3068\u8fd1\u3044\u5c06\u6765\u306e\u652f\u51fa\u4e88\u5b9a\u3092\u5148\u306b\u5206\u3051\u3066\u304a\u3051\u3070\u3001\u8cc7\u91d1\u62d8\u675f\u306f\u3080\u3057\u308d\u53d6\u308a\u5d29\u3057\u3092\u9632\u3050\u5074\u306b\u50cd\u304d\u307e\u3059<\/strong>\u3002\u9006\u306b\u305d\u306e\u5206\u96e2\u304c\u3067\u304d\u3066\u3044\u306a\u3044\u307e\u307e\u62e0\u51fa\u984d\u3092\u6c7a\u3081\u308b\u3068\u3001\u5f8c\u8ff0\u3059\u308b\u62e0\u51fa\u505c\u6b62\u306b\u8ffd\u3044\u8fbc\u307e\u308c\u3084\u3059\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. \u52a0\u5165\u671f\u9593\u304c\u77ed\u3044\u3068\u53d7\u7d66\u958b\u59cb\u304c\u6700\u592765\u6b73\u307e\u3067\u9045\u308c\u308b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">60\u6b73\u3067\u53d7\u3051\u53d6\u308c\u308b\u3068\u8003\u3048\u3066\u52a0\u5165\u3059\u308b\u3068\u3001\u60f3\u5b9a\u304c\u5916\u308c\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u300260\u6b73\u6642\u70b9\u3067\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u306e\u901a\u7b97\u52a0\u5165\u8005\u7b49\u671f\u9593\u304c10\u5e74\u306b\u6e80\u305f\u306a\u3044\u5834\u5408\u3001\u652f\u7d66\u958b\u59cb\u5e74\u9f62\u304c\u6bb5\u968e\u7684\u306b\u7e70\u308a\u4e0b\u304c\u308b\u305f\u3081\u3067\u3059\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody>\n<tr>\n<td><strong>\u901a\u7b97\u52a0\u5165\u8005\u7b49\u671f\u9593<\/strong><\/td>\n<td><strong>\u652f\u7d66\u958b\u59cb\u5e74\u9f62<\/strong><\/td>\n<\/tr>\n\n<tr>\n<td>10\u5e74\u4ee5\u4e0a<\/td>\n<td>60\u6b73<\/td>\n<\/tr>\n<tr>\n<td>8\u5e74\u4ee5\u4e0a10\u5e74\u672a\u6e80<\/td>\n<td>61\u6b73<\/td>\n<\/tr>\n<tr>\n<td>6\u5e74\u4ee5\u4e0a8\u5e74\u672a\u6e80<\/td>\n<td>62\u6b73<\/td>\n<\/tr>\n<tr>\n<td>4\u5e74\u4ee5\u4e0a6\u5e74\u672a\u6e80<\/td>\n<td>63\u6b73<\/td>\n<\/tr>\n<tr>\n<td>2\u5e74\u4ee5\u4e0a4\u5e74\u672a\u6e80<\/td>\n<td>64\u6b73<\/td>\n<\/tr>\n<tr>\n<td>1\u304b\u6708\u4ee5\u4e0a2\u5e74\u672a\u6e80<\/td>\n<td>65\u6b73<\/td>\n<\/tr>\n<\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u51fa\u5178: \u539a\u751f\u52b4\u50cd\u7701\u300ciDeCo\u306e\u6982\u8981\u300d\uff082026\u5e748\u6708\u6642\u70b9\uff09<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"color:red\"><strong>50\u6b73\u3092\u904e\u304e\u3066\u304b\u3089\u52a0\u5165\u3059\u308b\u5834\u5408\u300160\u6b73\u3067\u53d7\u3051\u53d6\u308c\u308b\u524d\u63d0\u306f\u6210\u308a\u7acb\u3061\u307e\u305b\u3093\u3002<\/strong><\/span>60\u6b73\u4ee5\u964d\u306b\u521d\u3081\u3066\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u306b\u52a0\u5165\u3057\u305f\u3068\u304d\u306f\u3001\u52a0\u5165\u65e5\u304b\u30895\u5e74\u7d4c\u904e\u3057\u305f\u65e5\u4ee5\u964d\u304c\u53d7\u7d66\u53ef\u80fd\u65e5\u306b\u306a\u308a\u307e\u3059\u3002\u5f53\u793e\u306f\u300150\u4ee3\u306e\u52a0\u5165\u691c\u8a0e\u3067\u306f\u300c\u3044\u3064\u53d7\u3051\u53d6\u308c\u308b\u304b\u300d\u3092\u639b\u91d1\u984d\u3088\u308a\u5148\u306b\u78ba\u8a8d\u3059\u308b\u3088\u3046\u304a\u4f1d\u3048\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. \u5143\u672c\u5272\u308c\u306e\u53ef\u80fd\u6027\u304c\u3042\u308b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">iDeCo\u306f\u904b\u7528\u6210\u679c\u306b\u3088\u3063\u3066\u53d7\u53d6\u984d\u304c\u5909\u52d5\u3059\u308b\u5236\u5ea6\u3067\u3001\u5143\u672c\u306f\u4fdd\u8a3c\u3055\u308c\u307e\u305b\u3093\u3002iDeCo\u516c\u5f0f\u30b5\u30a4\u30c8\u3082\u300c\u8cc7\u7523\u306e\u904b\u7528\u306f\u3054\u81ea\u8eab\u306e\u8cac\u4efb\u3067\u884c\u308f\u308c\u3001\u53d7\u3051\u53d6\u308b\u984d\u306f\u904b\u7528\u6210\u7e3e\u306b\u3088\u308a\u5909\u52d5\u3057\u307e\u3059\u300d\u3068\u660e\u8a18\u3057\u3066\u3044\u307e\u3059\uff08<a href=\"https:\/\/www.ideco-koushiki.jp\/guide\/\" target=\"_blank\" rel=\"noopener noreferrer\">iDeCo\u516c\u5f0f\u30b5\u30a4\u30c8\u30fb\u56fd\u6c11\u5e74\u91d1\u57fa\u91d1\u9023\u5408\u4f1a<\/a>\uff09\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u305f\u3060\u3057\u3001\u30ea\u30b9\u30af\u306e\u53d6\u308a\u65b9\u306f\u52a0\u5165\u8005\u304c\u9078\u3079\u307e\u3059\u3002\u524d\u63b2\u306e\u7d71\u8a08\u3067\u306f\u3001\u500b\u4eba\u578b\u306e\u8cc7\u7523\u306e\u3046\u3061\u6295\u8cc7\u4fe1\u8a17\u7b49\u304c75.9%\u3001\u5143\u672c\u78ba\u4fdd\u578b\u304c23.1%\u3067\u3001\u5143\u672c\u78ba\u4fdd\u578b\u3060\u3051\u3067\u904b\u7528\u3057\u3066\u3044\u308b\u4eba\u306f16.9%\u3067\u3057\u305f\uff082025\u5e743\u6708\u672b\u6642\u70b9\uff09\u3002\u5f53\u793e\u306f\u3053\u306e\u5206\u5e03\u3092\u300c\u591a\u304f\u306e\u52a0\u5165\u8005\u304c\u610f\u56f3\u7684\u306b\u30ea\u30b9\u30af\u3092\u53d6\u3063\u3066\u3044\u308b\u300d\u8a3c\u62e0\u3068\u3057\u3066\u8aad\u3093\u3067\u3044\u307e\u3059\u3002<strong>\u5143\u672c\u5272\u308c\u3092\u907f\u3051\u305f\u3044\u306a\u3089\u5143\u672c\u78ba\u4fdd\u578b\u3092\u9078\u3079\u308b\u5236\u5ea6\u8a2d\u8a08\u306b\u306a\u3063\u3066\u3044\u308b\u4ee5\u4e0a\u3001\u5143\u672c\u5272\u308c\u306fiDeCo\u56fa\u6709\u306e\u30c7\u30e1\u30ea\u30c3\u30c8\u3068\u3044\u3046\u3088\u308a\u5546\u54c1\u9078\u629e\u306e\u7d50\u679c\u3067\u3059<\/strong>\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. \u624b\u6570\u6599\u304c\u304b\u304b\u308a\u3001\u5143\u672c\u78ba\u4fdd\u578b\u3067\u306f\u5229\u606f\u3092\u4e0a\u56de\u308b\u3053\u3068\u304c\u3042\u308b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">iDeCo\u306b\u306f\u53e3\u5ea7\u306e\u958b\u8a2d\u30fb\u7dad\u6301\u306b\u624b\u6570\u6599\u304c\u304b\u304b\u308a\u3001\u91d1\u984d\u306f\u91d1\u878d\u6a5f\u95a2\u306b\u3088\u3063\u3066\u7570\u306a\u308a\u307e\u3059\u3002\u904b\u55b6\u7ba1\u7406\u6a5f\u95a2\u306f\u7d04160\u3042\u308a\u3001\u305d\u308c\u305e\u308c\u624b\u6570\u6599\u3082\u53d6\u6271\u5546\u54c1\u3082\u9055\u3044\u307e\u3059\uff08<a href=\"https:\/\/www.ideco-koushiki.jp\/start\/\" target=\"_blank\" rel=\"noopener noreferrer\">iDeCo\u516c\u5f0f\u30b5\u30a4\u30c8\u300c\u306f\u3058\u3081\u308b\u307e\u3067\u306e4\u3064\u306e\u30dd\u30a4\u30f3\u30c8\u300d<\/a>\uff09\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6ce8\u610f\u3057\u305f\u3044\u306e\u306f\u3001\u5236\u5ea6\u306e\u5b9f\u65bd\u4e3b\u4f53\u81ea\u8eab\u304c\u5143\u672c\u78ba\u4fdd\u5546\u54c1\u306b\u3064\u3044\u3066<span style=\"color:red\"><strong>\u300c\u5229\u606f\u984d\u3092\u624b\u6570\u6599\u304c\u4e0a\u56de\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u300d<\/strong><\/span>\u3068\u660e\u8a18\u3057\u3066\u3044\u308b\u70b9\u3067\u3059\u3002\u3064\u307e\u308a\u624b\u6570\u6599\u8ca0\u3051\u306f\u4f8b\u5916\u7684\u306a\u4e8b\u6545\u3067\u306f\u306a\u304f\u3001\u516c\u5f0f\u306b\u60f3\u5b9a\u3055\u308c\u305f\u7d50\u679c\u306e\u3072\u3068\u3064\u306b\u306a\u308a\u307e\u3059\u3002\u5f53\u793e\u306f\u3053\u306e\u4e00\u6587\u3092\u91cd\u304f\u898b\u3066\u304a\u308a\u3001<strong>\u91d1\u878d\u6a5f\u95a2\u9078\u3073\u3088\u308a\u5148\u306b\u300c\u5143\u672c\u78ba\u4fdd\u578b\u3060\u3051\u3067\u904b\u7528\u3059\u308b\u3064\u3082\u308a\u304b\u3069\u3046\u304b\u300d\u3092\u6c7a\u3081\u308b\u307b\u3046\u304c\u3001\u624b\u6570\u6599\u306e\u5f71\u97ff\u3092\u5de6\u53f3\u3057\u307e\u3059<\/strong>\u3002\u639b\u91d1\u306f\u67085,000\u5186\u4ee5\u4e0a1,000\u5186\u5358\u4f4d\u3067\u8a2d\u5b9a\u3067\u304d\u3001\u6700\u4f4e\u984d\u306b\u8fd1\u3044\u307b\u3069\u56fa\u5b9a\u7684\u306a\u624b\u6570\u6599\u306e\u6bd4\u91cd\u306f\u4e0a\u304c\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">5. \u639b\u91d1\u306b\u4e0a\u9650\u304c\u3042\u308a\u3001\u52a0\u5165\u533a\u5206\u3067\u5dee\u304c\u3042\u308b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u62e0\u51fa\u3067\u304d\u308b\u984d\u306f\u56fd\u6c11\u5e74\u91d1\u306e\u52a0\u5165\u533a\u5206\u3067\u6c7a\u307e\u3063\u3066\u304a\u308a\u3001\u81ea\u7531\u306b\u5897\u3084\u305b\u307e\u305b\u3093\u30022026\u5e748\u6708\u6642\u70b9\u306e\u4e0a\u9650\u306f\u6b21\u306e\u3068\u304a\u308a\u3067\u3059\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody>\n<tr>\n<td><strong>\u52a0\u5165\u533a\u5206<\/strong><\/td>\n<td><strong>\u62e0\u51fa\u9650\u5ea6\u984d\uff08\u6708\u984d\uff09<\/strong><\/td>\n<\/tr>\n\n<tr>\n<td>\u7b2c1\u53f7\u88ab\u4fdd\u967a\u8005\uff08\u81ea\u55b6\u696d\u8005\u7b49\uff09<\/td>\n<td>68,000\u5186<\/td>\n<\/tr>\n<tr>\n<td>\u7b2c2\u53f7\u88ab\u4fdd\u967a\u8005\u30fb\u4f01\u696d\u5e74\u91d1\u7b49\u306a\u3057\uff08\u516c\u52d9\u54e1\u3092\u9664\u304f\uff09<\/td>\n<td>23,000\u5186<\/td>\n<\/tr>\n<tr>\n<td>\u7b2c2\u53f7\u88ab\u4fdd\u967a\u8005\u30fb\u4f01\u696d\u5e74\u91d1\u7b49\u3042\u308a\uff08\u516c\u52d9\u54e1\u3092\u542b\u3080\uff09<\/td>\n<td>20,000\u5186<\/td>\n<\/tr>\n<tr>\n<td>\u7b2c3\u53f7\u88ab\u4fdd\u967a\u8005\uff08\u5c02\u696d\u4e3b\u5a66\u30fb\u4e3b\u592b\u7b49\uff09<\/td>\n<td>23,000\u5186<\/td>\n<\/tr>\n<\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u51fa\u5178: <a href=\"https:\/\/www.mhlw.go.jp\/stf\/seisakunitsuite\/bunya\/nenkin\/kyoshutsu\/ideco.html\" target=\"_blank\" rel=\"noopener noreferrer\">\u539a\u751f\u52b4\u50cd\u7701\u300ciDeCo\u306e\u6982\u8981\u300d<\/a>\uff082026\u5e748\u6708\u6642\u70b9\uff09<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7b2c1\u53f7\u88ab\u4fdd\u967a\u8005\u306f\u56fd\u6c11\u5e74\u91d1\u57fa\u91d1\u306e\u639b\u91d1\u3084\u4ed8\u52a0\u4fdd\u967a\u6599\u3092\u7d0d\u4ed8\u3057\u3066\u3044\u308b\u5834\u5408\u3001\u305d\u306e\u984d\u3092\u63a7\u9664\u3057\u305f\u984d\u304c\u4e0a\u9650\u306b\u306a\u308a\u307e\u3059\u3002\u533a\u5206\u3054\u3068\u306e\u7d30\u304b\u3044\u5224\u5b9a\u3084\u4f75\u7528\u6642\u306e\u8a08\u7b97\u306f\u7bc4\u56f2\u304c\u5e83\u3044\u305f\u3081\u3001<a href=\"\/column\/ideco-jougen\/\">\u30a4\u30c7\u30b3 \u4e0a\u9650\u306b\u3064\u3044\u3066\u306f\u3053\u3061\u3089<\/a>\u3067\u78ba\u8a8d\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">6. \u8ab2\u7a0e\u6240\u5f97\u304c\u306a\u3044\u3068\u6240\u5f97\u63a7\u9664\u306e\u30e1\u30ea\u30c3\u30c8\u304c\u50cd\u304b\u306a\u3044<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">iDeCo\u6700\u5927\u306e\u5229\u70b9\u3068\u3055\u308c\u308b\u639b\u91d1\u306e\u5168\u984d\u6240\u5f97\u63a7\u9664\u306f\u3001\u8ab2\u7a0e\u6240\u5f97\u304c\u3042\u308b\u4eba\u306b\u3057\u304b\u52b9\u304d\u307e\u305b\u3093\u3002iDeCo\u516c\u5f0f\u30b5\u30a4\u30c8\u306f\u300c\u8ab2\u7a0e\u6240\u5f97\u304c\u306a\u3044\u65b9\u306f\u3001\u639b\u91d1\u306e\u6240\u5f97\u63a7\u9664\u306f\u53d7\u3051\u3089\u308c\u307e\u305b\u3093\u300d\u300c<strong>\u6240\u5f97\u63a7\u9664\u306f\u3001\u672c\u4eba\u306e\u6240\u5f97\u304b\u3089\u306e\u307f\u63a7\u9664\u3055\u308c\u307e\u3059\u3002\u914d\u5076\u8005\u306e\u6240\u5f97\u304b\u3089\u306f\u63a7\u9664\u3055\u308c\u307e\u305b\u3093<\/strong>\u300d\u3068\u660e\u8a18\u3057\u3066\u3044\u307e\u3059\uff08<a href=\"https:\/\/www.ideco-koushiki.jp\/guide\/\" target=\"_blank\" rel=\"noopener noreferrer\">iDeCo\u516c\u5f0f\u30b5\u30a4\u30c8<\/a>\uff09\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3053\u306e\u4e00\u6587\u304c\u610f\u5473\u3059\u308b\u306e\u306f\u3001\u53ce\u5165\u306e\u306a\u3044\u5c02\u696d\u4e3b\u5a66\u30fb\u4e3b\u592b\u304c\u52a0\u5165\u3057\u305f\u5834\u5408\u30013\u3064\u306e\u7a0e\u5236\u512a\u9047\u306e\u3046\u3061\u639b\u91d1\u306e\u6240\u5f97\u63a7\u9664\u304c\u4e38\u3054\u3068\u5916\u308c\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002\u914d\u5076\u8005\u306e\u6240\u5f97\u7a0e\u304b\u3089\u5dee\u3057\u5f15\u304f\u3053\u3068\u3082\u3067\u304d\u307e\u305b\u3093\u3002\u5f53\u793e\u306f\u3001\u3053\u306e\u6761\u4ef6\u306b\u5f53\u3066\u306f\u307e\u308b\u65b9\u306b\u306f<strong>\u6b8b\u308b\u512a\u9047\uff08\u904b\u7528\u76ca\u306e\u975e\u8ab2\u7a0e\u3068\u53d7\u53d6\u6642\u306e\u63a7\u9664\uff09\u3060\u3051\u3067\u624b\u6570\u6599\u3068\u8cc7\u91d1\u62d8\u675f\u306b\u898b\u5408\u3046\u304b\u3092\u500b\u5225\u306b\u78ba\u8a8d\u3059\u308b<\/strong>\u5fc5\u8981\u304c\u3042\u308b\u3068\u8003\u3048\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">7. \u53d7\u3051\u53d6\u308a\u65b9\u306b\u3088\u3063\u3066\u306f\u7a0e\u91d1\u304c\u304b\u304b\u308a\u30012026\u5e74\u304b\u3089\u6761\u4ef6\u304c\u5909\u308f\u3063\u305f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">iDeCo\u306e\u8001\u9f62\u7d66\u4ed8\u91d1\u3092\u4e00\u6642\u91d1\u3067\u53d7\u3051\u53d6\u308b\u5834\u5408\u3001<a href=\"https:\/\/www.nta.go.jp\/taxes\/shiraberu\/taxanswer\/shotoku\/1420.htm\" target=\"_blank\" rel=\"noopener noreferrer\">\u56fd\u7a0e\u5e81\u306e\u30bf\u30c3\u30af\u30b9\u30a2\u30f3\u30b5\u30fc<\/a>\u306e\u3068\u304a\u308a\u9000\u8077\u6240\u5f97\u3068\u307f\u306a\u3055\u308c\u307e\u3059\u3002\u9000\u8077\u6240\u5f97\u306e\u91d1\u984d\u306f\u300c\uff08\u53ce\u5165\u91d1\u984d \u2212 \u9000\u8077\u6240\u5f97\u63a7\u9664\u984d\uff09\u00d7 1\/2\u300d\u3067\u8a08\u7b97\u3057\u3001\u63a7\u9664\u984d\u306f\u52e4\u7d9a\u5e74\u657020\u5e74\u4ee5\u4e0b\u306740\u4e07\u5186\u00d7\u5e74\u6570\uff08\u6700\u4f4e80\u4e07\u5186\uff09\u300120\u5e74\u8d85\u3067800\u4e07\u5186\uff0b70\u4e07\u5186\u00d7\uff08\u5e74\u6570\u221220\u5e74\uff09\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u554f\u984c\u306f\u52e4\u52d9\u5148\u306e\u9000\u8077\u91d1\u3068\u91cd\u306a\u308b\u3068\u304d\u3067\u3059\u3002<a href=\"https:\/\/www.nta.go.jp\/publication\/pamph\/gensen\/aramashi2026\/pdf\/01.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">\u56fd\u7a0e\u5e81\u300c\u4ee4\u548c8\u5e74\u7248 \u6e90\u6cc9\u5fb4\u53ce\u306e\u3042\u3089\u307e\u3057\u300d<\/a>\u306b\u3088\u308b\u3068\u3001\u4ee4\u548c8\u5e74\uff082026\u5e74\uff091\u67081\u65e5\u4ee5\u5f8c\u306b\u652f\u6255\u3092\u53d7\u3051\u305f\u8001\u9f62\u4e00\u6642\u91d1\u304c\u3042\u308b\u5834\u5408\u3001\u305d\u306e\u5f8c\u306b\u9000\u8077\u624b\u5f53\u7b49\u3092\u53d7\u3051\u53d6\u308b\u5e74\u306e<span style=\"color:red\"><strong>\u524d\u5e74\u4ee5\u524d9\u5e74\u5185<\/strong><\/span>\u306e\u4e00\u6642\u91d1\u304c\u52e4\u7d9a\u671f\u9593\u306e\u91cd\u8907\u6392\u9664\u306e\u5bfe\u8c61\u306b\u306a\u308a\u307e\u3059\u3002\u6539\u6b63\u524d\u306f\u524d\u5e74\u4ee5\u524d4\u5e74\u5185\u3067\u3057\u305f\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"background:linear-gradient(transparent 60%,#FFFF00 60%)\"><strong>iDeCo\u3092\u5148\u306b\u4e00\u6642\u91d1\u3067\u53d7\u3051\u53d6\u3063\u3066\u304b\u3089\u9000\u8077\u91d1\u3092\u53d7\u3051\u53d6\u308b\u307e\u3067\u306e\u9593\u9694\u304c\u3001\u5b9f\u8cea\u7684\u306b5\u5e74\u304b\u308910\u5e74\u3078\u5ef6\u3073\u305f\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/strong><\/span>\u5f53\u793e\u306f\u3001\u8001\u9f62\u7d66\u4ed8\u91d1\u306e\u53d7\u3051\u53d6\u308a\u304c\u4e00\u6642\u91d1\u306b85.4%\u96c6\u4e2d\u3057\u3066\u3044\u308b\u5b9f\u614b\u3068\u91cd\u306d\u308b\u3068\u3001\u3053\u308c\u304c\u76f4\u8fd1\u306e\u6539\u6b63\u3067\u6700\u3082\u591a\u304f\u306e\u4eba\u306b\u5f71\u97ff\u3059\u308b\u5909\u66f4\u3060\u3068\u8a55\u4fa1\u3057\u3066\u3044\u307e\u3059\u3002<strong>\u53d7\u3051\u53d6\u308a\u65b9\u306f60\u6b73\u304c\u8fd1\u3065\u3044\u3066\u304b\u3089\u3067\u306f\u306a\u304f\u3001\u52a0\u5165\u6642\u70b9\u3067\u9000\u8077\u91d1\u306e\u4e88\u5b9a\u3068\u4e26\u3079\u3066\u8003\u3048\u3066\u304a\u304f\u3079\u304d\u8ad6\u70b9\u3067\u3059<\/strong>\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">8. \u9014\u4e2d\u3067\u3084\u3081\u308b\u624b\u6bb5\u306f\u9650\u3089\u308c\u3066\u3044\u308b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u639b\u91d1\u306e\u62e0\u51fa\u306f\u3044\u3064\u3067\u3082\u6b62\u3081\u3089\u308c\u307e\u3059\u304c\u3001\u8cc7\u7523\u3092\u5f15\u304d\u51fa\u3057\u3066\u5236\u5ea6\u304b\u3089\u629c\u3051\u308b\u3053\u3068\u306f\u7c21\u5358\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u8131\u9000\u4e00\u6642\u91d1\u3092\u53d7\u3051\u53d6\u308b\u306b\u306f\u3001\u539a\u751f\u52b4\u50cd\u7701\u304c\u793a\u30597\u3064\u306e\u8981\u4ef6\u3092\u3059\u3079\u3066\u6e80\u305f\u3059\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>60\u6b73\u672a\u6e80\u3067\u3042\u308b\u3053\u3068<\/li>\n<li>\u4f01\u696d\u578bDC\u306e\u52a0\u5165\u8005\u3067\u306a\u3044\u3053\u3068<\/li>\n<li>iDeCo\u306b\u52a0\u5165\u3067\u304d\u306a\u3044\u8005\u3067\u3042\u308b\u3053\u3068<\/li>\n<li>\u65e5\u672c\u56fd\u7c4d\u3092\u6709\u3059\u308b\u6d77\u5916\u5c45\u4f4f\u8005\uff0820\u6b73\u4ee5\u4e0a60\u6b73\u672a\u6e80\uff09\u3067\u306a\u3044\u3053\u3068<\/li>\n<li>\u969c\u5bb3\u7d66\u4ed8\u91d1\u306e\u53d7\u7d66\u6a29\u8005\u3067\u306a\u3044\u3053\u3068<\/li>\n<li>\u639b\u91d1\u3092\u62e0\u51fa\u3057\u305f\u671f\u9593\u304c5\u5e74\u4ee5\u4e0b\u3001\u307e\u305f\u306f\u500b\u4eba\u5225\u7ba1\u7406\u8cc7\u7523\u984d\u304c25\u4e07\u5186\u4ee5\u4e0b\u3067\u3042\u308b\u3053\u3068<\/li>\n<li>\u6700\u5f8c\u306b\u4f01\u696d\u578bDC\u307e\u305f\u306fiDeCo\u306e\u52a0\u5165\u8005\u8cc7\u683c\u3092\u55aa\u5931\u3057\u305f\u65e5\u304b\u30892\u5e74\u3092\u7d4c\u904e\u3057\u3066\u3044\u306a\u3044\u3053\u3068<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u5b9f\u969b\u306b\u8131\u9000\u4e00\u6642\u91d1\u304c\u652f\u7d66\u3055\u308c\u305f\u306e\u306f\u5e74\u9593844\u4ef6\u30011\u4ef6\u3042\u305f\u308a49\u4e07\u5186\u3067\u3057\u305f\uff082025\u5e743\u6708\u672b\u6642\u70b9\uff09\u3002\u5f53\u793e\u306f\u3053\u306e\u5c11\u306a\u3055\u3092\u300c\u8981\u4ef6\u304c\u53b3\u3057\u3044\u304b\u3089\u4f7f\u3048\u306a\u3044\u300d\u3068\u3044\u3046\u3088\u308a\u3001<strong>\u591a\u304f\u306e\u4eba\u304c\u62e0\u51fa\u505c\u6b62\u3068\u3044\u3046\u73fe\u5b9f\u7684\u306a\u9078\u629e\u80a2\u3092\u5148\u306b\u4f7f\u3063\u3066\u3044\u308b<\/strong>\u7d50\u679c\u3060\u3068\u898b\u3066\u3044\u307e\u3059\u3002\u52a0\u5165\u524d\u306b\u77e5\u3063\u3066\u304a\u3051\u3070\u3001\u3084\u3081\u3089\u308c\u306a\u3044\u6050\u6016\u306f\u304b\u306a\u308a\u5c0f\u3055\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">9. \u7279\u5225\u6cd5\u4eba\u7a0e\u306f\u73fe\u5728\u505c\u6b62\u3055\u308c\u3066\u3044\u308b\u304c\u5236\u5ea6\u3068\u3057\u3066\u306f\u6b8b\u3063\u3066\u3044\u308b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u6700\u5f8c\u306f\u3001\u3044\u307e\u8ab2\u7a0e\u304c\u6b62\u307e\u3063\u3066\u3044\u308b\u3060\u3051\u3067\u5236\u5ea6\u3068\u3057\u3066\u306f\u6b8b\u3063\u3066\u3044\u308b\u7a0e\u91d1\u306e\u8a71\u3067\u3059\u3002iDeCo\u516c\u5f0f\u30b5\u30a4\u30c8\u306e\u6ce8\u610f\u4e8b\u9805\u306b\u306f\u300c\u904b\u7528\u8cc7\u7523\u306b\u306f\u3001\u5225\u9014\u3001<strong>\u7279\u5225\u6cd5\u4eba\u7a0e<\/strong>\u304c\u8ab2\u3055\u308c\u307e\u3059\u304c\u3001\u73fe\u5728\u3001\u8ab2\u7a0e\u304c\u505c\u6b62\u3055\u308c\u3066\u3044\u307e\u3059\u300d\u3068\u8a18\u8f09\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u505c\u6b62\u3055\u308c\u3066\u3044\u308b\u306e\u306f\u8ab2\u7a0e\u3067\u3042\u3063\u3066\u3001\u5236\u5ea6\u305d\u306e\u3082\u306e\u306f\u6b8b\u3063\u3066\u3044\u307e\u3059\u3002\u5c06\u6765\u306e\u7a0e\u5236\u6b21\u7b2c\u3067\u306f\u7a4d\u7acb\u8cc7\u7523\u306b\u5bfe\u3059\u308b\u8ab2\u7a0e\u304c\u5fa9\u6d3b\u3059\u308b\u53ef\u80fd\u6027\u304c\u5236\u5ea6\u4e0a\u306f\u6b8b\u308b\u3001\u3068\u3044\u3046\u7406\u89e3\u306b\u306a\u308a\u307e\u3059\u3002\u5f53\u793e\u306f\u3001\u3053\u308c\u3092\u904e\u5ea6\u306b\u6050\u308c\u308b\u5fc5\u8981\u306f\u306a\u3044\u3082\u306e\u306e\u3001<span style=\"color:red\"><strong>\u300c\u7a0e\u5236\u512a\u9047\u306f\u5c06\u6765\u306b\u308f\u305f\u3063\u3066\u56fa\u5b9a\u3055\u308c\u305f\u3082\u306e\u3067\u306f\u306a\u3044\u300d<\/strong><\/span>\u3068\u3044\u3046\u524d\u63d0\u3092\u6301\u3063\u3066\u304a\u304f\u3079\u304d\u3060\u3068\u8003\u3048\u3066\u3044\u307e\u3059\u3002\u3060\u304b\u3089\u3053\u305d\u3001iDeCo\u4e00\u672c\u306b\u8cc7\u7523\u3092\u5bc4\u305b\u308b\u306e\u3067\u306f\u306a\u304f\u3001\u8ab2\u7a0e\u53e3\u5ea7\u3084NISA\u3068\u306e\u914d\u5206\u3067\u8003\u3048\u308b\u8996\u70b9\u304c\u8981\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>\u8981\u70b9<\/strong> \u2014 9\u3064\u306e\u3046\u3061\u5236\u5ea6\u5074\u306e\u56fa\u5b9a\u6761\u4ef6\u306f\u8cc7\u91d1\u62d8\u675f\u30fb\u53d7\u7d66\u5e74\u9f62\u30fb\u639b\u91d1\u4e0a\u9650\u306e3\u3064\u3067\u3001\u6b8b\u308a6\u3064\u306f\u5546\u54c1\u9078\u629e\u30fb\u6240\u5f97\u72b6\u6cc1\u30fb\u53d7\u3051\u53d6\u308a\u65b9\u3068\u3044\u3063\u305f\u81ea\u5206\u5074\u306e\u5909\u6570\u3067\u8efd\u304f\u3082\u91cd\u304f\u3082\u306a\u308a\u307e\u3059\u3002<\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\">\u30c7\u30e1\u30ea\u30c3\u30c8\u306e\u91cd\u3055\u306f\u52a0\u5165\u533a\u5206\u3068\u5e74\u9f62\u3067\u5909\u308f\u308b<\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/www.abcash.co.jp\/column\/wp-content\/uploads\/2026\/08\/h2_03_E58AA0E585A5E58CBAE58886_E5B9B4E9BDA2_E588A4E5AE9A-3.webp\" alt=\"\u5927\u304d\u306a\u652f\u51fa\u30fb\u8ab2\u7a0e\u6240\u5f97\u30fb\u9000\u8077\u91d1\u306e3\u554f\u3067\u5148\u306b\u6c7a\u3081\u308b\u3079\u304d\u3053\u3068\u304c\u5206\u304b\u308c\u308b\u5224\u5b9a\u30d5\u30ed\u30fc\u56f3\"><figcaption class=\"wp-element-caption\">3\u3064\u306e\u8cea\u554f\u306e\u7b54\u3048\u3067\u62e0\u51fa\u984d\u30fb\u5224\u65ad\u8ef8\u30fb\u53d7\u53d6\u8a2d\u8a08\u306e\u3069\u308c\u3092\u5148\u306b\u6c7a\u3081\u308b\u304b\u304c\u6c7a\u307e\u308b\uff08\u51fa\u5178: \u539a\u751f\u52b4\u50cd\u7701\u300ciDeCo\u306e\u6982\u8981\u300d\u30fbiDeCo\u516c\u5f0f\u30b5\u30a4\u30c8\u3092\u57fa\u306b\u5f53\u793e\u4f5c\u6210\uff09<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u540c\u30589\u3064\u306e\u8ad6\u70b9\u3067\u3082\u3001\u56fd\u6c11\u5e74\u91d1\u306e\u52a0\u5165\u533a\u5206\u306860\u6b73\u307e\u3067\u306e\u6b8b\u308a\u5e74\u6570\u306b\u3088\u3063\u3066\u91cd\u3055\u306f\u5927\u304d\u304f\u5909\u308f\u308a\u307e\u3059\u3002\u6240\u5f97\u63a7\u9664\u306f\u8ab2\u7a0e\u6240\u5f97\u306e\u6709\u7121\u3067\u52b9\u304d\u65b9\u304c\u9006\u8ee2\u3057\u3001\u8cc7\u91d1\u62d8\u675f\u306f\u6b8b\u308a\u5e74\u6570\u304c\u9577\u3044\u307b\u3069\u91cd\u304f\u306e\u3057\u304b\u304b\u308a\u307e\u3059\u3002\u5f53\u793e\u306f\u6bd4\u8f03\u691c\u8a0e\u306b\u5165\u308b\u524d\u306b\u3001\u3053\u306e2\u8ef8\u3092\u78ba\u5b9a\u3055\u305b\u308b\u9806\u5e8f\u3092\u63a1\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u52a0\u5165\u533a\u5206\u5225\u306b\u898b\u305f\u30c7\u30e1\u30ea\u30c3\u30c8\u306e\u91cd\u3055<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u6b21\u306e\u8868\u3067\u306f\u3001\u62e0\u51fa\u9650\u5ea6\u984d\u30fb\u6240\u5f97\u63a7\u9664\u306e\u8981\u4ef6\u30fb\u9000\u8077\u91d1\u3068\u306e\u95a2\u4fc2\u3068\u3044\u3046\u5236\u5ea6\u4e0a\u306e\u6761\u4ef6\u304b\u3089\u3001\u5f53\u793e\u304c9\u8ad6\u70b9\u306e\u3046\u3061\u5f71\u97ff\u306e\u5927\u304d\u30445\u9805\u76ee\u30923\u6bb5\u968e\u3067\u5224\u5b9a\u3057\u3066\u3044\u307e\u3059\u3002\u5224\u5b9a\u8ef8\u306f\u300c\u8cc7\u91d1\u62d8\u675f\u306b\u8010\u3048\u3089\u308c\u308b\u304b\u300d\u300c\u6240\u5f97\u63a7\u9664\u304c\u5b9f\u969b\u306b\u52b9\u304f\u304b\u300d\u300c\u53d7\u53d6\u6642\u306b\u4ed6\u306e\u4e00\u6642\u91d1\u3068\u91cd\u306a\u308b\u304b\u300d\u306e3\u3064\u306b\u7f6e\u3044\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody>\n<tr>\n<td><strong>\u52a0\u5165\u533a\u5206<\/strong><\/td>\n<td><strong>\u8cc7\u91d1\u62d8\u675f<\/strong><\/td>\n<td><strong>\u6240\u5f97\u63a7\u9664\u304c\u52b9\u304b\u306a\u3044<\/strong><\/td>\n<td><strong>\u624b\u6570\u6599\u8ca0\u3051<\/strong><\/td>\n<td><strong>\u53d7\u53d6\u6642\u306e\u91cd\u8907<\/strong><\/td>\n<td><strong>\u639b\u91d1\u4e0a\u9650\u306e\u7aae\u5c48\u3055<\/strong><\/td>\n<\/tr>\n\n<tr>\n<td>\u7b2c1\u53f7\uff08\u81ea\u55b6\u696d\u30fb\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\uff09<\/td>\n<td>\u91cd\u3044<\/td>\n<td>\u8efd\u3044<\/td>\n<td>\u8efd\u3044<\/td>\n<td>\u8efd\u3044<\/td>\n<td>\u8efd\u3044<\/td>\n<\/tr>\n<tr>\n<td>\u7b2c2\u53f7\u30fb\u4f01\u696d\u5e74\u91d1\u306a\u3057\uff08\u4f1a\u793e\u54e1\uff09<\/td>\n<td>\u4e2d<\/td>\n<td>\u8efd\u3044<\/td>\n<td>\u4e2d<\/td>\n<td><strong>\u91cd\u3044<\/strong><\/td>\n<td>\u4e2d<\/td>\n<\/tr>\n<tr>\n<td>\u7b2c2\u53f7\u30fb\u4f01\u696d\u5e74\u91d1\u3042\u308a\uff0f\u516c\u52d9\u54e1<\/td>\n<td>\u4e2d<\/td>\n<td>\u8efd\u3044<\/td>\n<td>\u4e2d<\/td>\n<td><strong>\u91cd\u3044<\/strong><\/td>\n<td><strong>\u91cd\u3044<\/strong><\/td>\n<\/tr>\n<tr>\n<td>\u7b2c3\u53f7\uff08\u5c02\u696d\u4e3b\u5a66\u30fb\u4e3b\u592b\uff09<\/td>\n<td>\u91cd\u3044<\/td>\n<td><strong>\u91cd\u3044<\/strong><\/td>\n<td><strong>\u91cd\u3044<\/strong><\/td>\n<td>\u8efd\u3044<\/td>\n<td>\u4e2d<\/td>\n<\/tr>\n<\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u5224\u5b9a\u306e\u6839\u62e0\u3068\u306a\u308b\u5236\u5ea6\u6761\u4ef6\u306f\u539a\u751f\u52b4\u50cd\u7701\u300ciDeCo\u306e\u6982\u8981\u300d\u304a\u3088\u3073iDeCo\u516c\u5f0f\u30b5\u30a4\u30c8\u306e\u8a18\u8f09\u3067\u3059\u30023\u6bb5\u968e\u306e\u533a\u5206\u306f\u5f53\u793e\u306e\u5224\u5b9a\u8ef8\u306b\u3088\u308b\u3082\u306e\u3067\u3001\u516c\u7684\u8cc7\u6599\u306b\u540c\u3058\u5206\u985e\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"color:red\"><strong>\u7b2c3\u53f7\u88ab\u4fdd\u967a\u8005\u306f\u6240\u5f97\u63a7\u9664\u3068\u624b\u6570\u6599\u8ca0\u3051\u306e\u4e21\u65b9\u304c\u91cd\u304f\u3001\u512a\u9047\u306e\u4e2d\u5fc3\u304c\u5916\u308c\u307e\u3059\u3002<\/strong><\/span>\u4e00\u65b9\u3001\u7b2c1\u53f7\u306f\u4e0a\u965068,000\u5186\u3092\u4f7f\u3048\u308b\u4ee3\u308f\u308a\u306b\u3001\u4e8b\u696d\u306e\u8cc7\u91d1\u7e70\u308a\u3068\u8cc7\u91d1\u62d8\u675f\u304c\u885d\u7a81\u3057\u3084\u3059\u304f\u306a\u308a\u307e\u3059\u3002\u4f1a\u793e\u54e1\u3068\u516c\u52d9\u54e1\u306f\u6240\u5f97\u63a7\u9664\u304c\u78ba\u5b9f\u306b\u52b9\u304f\u53cd\u9762\u3001\u9000\u8077\u91d1\u3068\u306e\u91cd\u8907\u8abf\u6574\u3068\u3044\u3046\u51fa\u53e3\u306e\u8ab2\u984c\u3092\u62b1\u3048\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u6b8b\u308a\u5e74\u6570\u304c10\u5e74\u3092\u5207\u308b\u3068\u304d\u306b\u4f55\u304c\u5909\u308f\u308b\u304b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">50\u6b73\u3092\u8d85\u3048\u3066\u304b\u3089\u306e\u52a0\u5165\u3067\u306f\u3001\u5224\u5b9a\u306e\u91cd\u5fc3\u304c\u5909\u308f\u308a\u307e\u3059\u3002\u901a\u7b97\u52a0\u5165\u8005\u7b49\u671f\u9593\u304c10\u5e74\u306b\u5c4a\u304b\u306a\u3044\u3068\u53d7\u7d66\u958b\u59cb\u304c61\u6b73\u304b\u308965\u6b73\u3078\u7e70\u308a\u4e0b\u304c\u308b\u305f\u3081\u3001<strong>\u8cc7\u91d1\u62d8\u675f\u306e\u671f\u9593\u304c\u60f3\u5b9a\u3088\u308a\u5ef6\u3073\u308b<\/strong>\u304b\u3089\u3067\u3059\u3002\u52a0\u5165\u8005\u306e36.4%\u304c50\u4ee3\u3067\u3042\u308b\u73fe\u72b6\uff082025\u5e743\u6708\u672b\u6642\u70b9\uff09\u3092\u8e0f\u307e\u3048\u308b\u3068\u3001\u3053\u306e\u78ba\u8a8d\u306f\u591a\u304f\u306e\u4eba\u306b\u95a2\u308f\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e00\u65b9\u3067\u3001\u6b8b\u308a\u5e74\u6570\u304c\u77ed\u3044\u3053\u3068\u306f\u6240\u5f97\u63a7\u9664\u306e\u9762\u3067\u306f\u4e0d\u5229\u306b\u306a\u308a\u307e\u305b\u3093\u3002\u63a7\u9664\u306f\u62e0\u51fa\u3057\u305f\u5e74\u3054\u3068\u306b\u52b9\u304f\u305f\u3081\u3001\u62e0\u51fa\u3067\u304d\u305f\u5e74\u6570\u5206\u3060\u3051\u78ba\u5b9f\u306b\u7a4d\u307f\u4e0a\u304c\u308a\u307e\u3059\u3002\u5f53\u793e\u306f\u300150\u4ee3\u306e\u691c\u8a0e\u3067\u306f\u300c\u904b\u7528\u3067\u5897\u3084\u3059\u300d\u3088\u308a\u300c\u62e0\u51fa\u5e74\u306e\u7a0e\u8ca0\u62c5\u3092\u4e0b\u3052\u308b\u300d\u52b9\u679c\u3092\u4e3b\u8ef8\u306b\u7f6e\u3044\u3066\u8003\u3048\u308b\u6574\u7406\u3092\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u5224\u5b9a\u306b\u4f7f\u30463\u3064\u306e\u8cea\u554f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u81ea\u5206\u3067\u5224\u5b9a\u3059\u308b\u306a\u3089\u3001\u6b21\u306e3\u3064\u306b\u7b54\u3048\u308b\u3060\u3051\u3067\u65b9\u5411\u304c\u6c7a\u307e\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u4eca\u5f8c10\u5e74\u4ee5\u5185\u306b\u3001\u4f4f\u5b85\u30fb\u6559\u80b2\u30fb\u72ec\u7acb\u306a\u3069\u3067\u5927\u304d\u306a\u652f\u51fa\u304c\u6c7a\u307e\u3063\u3066\u3044\u308b\u304b<\/li>\n<li>\u81ea\u5206\u81ea\u8eab\u306b\u8ab2\u7a0e\u6240\u5f97\u304c\u3042\u308b\u304b\uff08\u914d\u5076\u8005\u306e\u6240\u5f97\u306f\u6570\u3048\u306a\u3044\uff09<\/li>\n<li>60\u6b73\u524d\u5f8c\u306b\u52e4\u52d9\u5148\u304b\u3089\u9000\u8077\u91d1\u3092\u53d7\u3051\u53d6\u308b\u4e88\u5b9a\u304c\u3042\u308b\u304b<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">1\u3064\u76ee\u304c\u300c\u306f\u3044\u300d\u306a\u3089\u62e0\u51fa\u984d\u3092\u6291\u3048\u308b\u30012\u3064\u76ee\u304c\u300c\u3044\u3044\u3048\u300d\u306a\u3089\u6240\u5f97\u63a7\u9664\u4ee5\u5916\u306e\u5229\u70b9\u3060\u3051\u3067\u5224\u65ad\u3059\u308b\u30013\u3064\u76ee\u304c\u300c\u306f\u3044\u300d\u306a\u3089\u53d7\u3051\u53d6\u308a\u65b9\u306e\u8a2d\u8a08\u3092\u5148\u306b\u78ba\u8a8d\u3059\u308b\u3001\u3068\u3044\u3046\u9806\u5e8f\u306b\u306a\u308a\u307e\u3059\u3002<strong>\u3053\u306e3\u554f\u306f\u3044\u305a\u308c\u3082\u91d1\u878d\u5546\u54c1\u306e\u77e5\u8b58\u3092\u5fc5\u8981\u3068\u305b\u305a\u3001\u81ea\u5206\u306e\u72b6\u6cc1\u3060\u3051\u3067\u7b54\u3048\u3089\u308c\u307e\u3059<\/strong>\u3002<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>\u8981\u70b9<\/strong> \u2014 \u30c7\u30e1\u30ea\u30c3\u30c8\u306e\u91cd\u3055\u3092\u6c7a\u3081\u308b\u306e\u306f\u5e74\u53ce\u306e\u9ad8\u4f4e\u3067\u306f\u306a\u304f\u3001\u52a0\u5165\u533a\u5206\u30fb\u6b8b\u308a\u5e74\u6570\u30fb\u9000\u8077\u91d1\u306e\u6709\u7121\u3068\u3044\u30463\u3064\u306e\u4e8b\u5b9f\u3067\u3059\u3002<\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\">2026\u5e74\u306e\u5236\u5ea6\u6539\u6b63\u3067\u30c7\u30e1\u30ea\u30c3\u30c8\u306f\u3069\u3053\u307e\u3067\u8efd\u304f\u306a\u308b\u304b<\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/www.abcash.co.jp\/column\/wp-content\/uploads\/2026\/08\/h2_04_2026E5B9B4E694B9E6ADA3_E4B88AE99990-2.webp\" alt=\"\u52a0\u5165\u533a\u5206\u5225\u306e\u62e0\u51fa\u9650\u5ea6\u984d\u304c\u73fe\u884c\u304b\u30892026\u5e7412\u6708\u65bd\u884c\u4e88\u5b9a\u3078\u3069\u3046\u5909\u308f\u308b\u304b\u3092\u6bd4\u8f03\u3057\u305f\u68d2\u30b0\u30e9\u30d5\"><figcaption class=\"wp-element-caption\">\u5165\u53e3\u306e\u62e0\u51fa\u67a0\u306f\u5e83\u304c\u308b\u4e00\u65b9\u3001\u9000\u8077\u6240\u5f97\u63a7\u9664\u306e\u91cd\u8907\u6392\u9664\u306f9\u5e74\u5185\u3078\u5ef6\u3073\u305f\uff08\u51fa\u5178: \u539a\u751f\u52b4\u50cd\u7701\u300c2025\u5e74\u306e\u5236\u5ea6\u6539\u6b63\u300d\u30fb\u56fd\u7a0e\u5e81\u300c\u4ee4\u548c8\u5e74\u7248 \u6e90\u6cc9\u5fb4\u53ce\u306e\u3042\u3089\u307e\u3057\u300d\uff09<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">2026\u5e74\u306f\u5e74\u91d1\u5236\u5ea6\u3068\u7a0e\u5236\u306e\u6539\u6b63\u304c\u91cd\u306a\u308a\u3001\u62e0\u51fa\u3067\u304d\u308b\u984d\u3068\u52a0\u5165\u3067\u304d\u308b\u5e74\u9f62\u304c\u5e83\u304c\u308a\u307e\u3059\u3002\u539a\u751f\u52b4\u50cd\u7701\u306f2026\u5e7412\u67081\u65e5\u65bd\u884c\u4e88\u5b9a\u3068\u3057\u3066\u52a0\u5165\u53ef\u80fd\u5e74\u9f62\u309270\u6b73\u672a\u6e80\u3078\u5f15\u304d\u4e0a\u3052\u307e\u3059\u3002\u4e00\u65b9\u3067\u3001\u53d7\u3051\u53d6\u308a\u65b9\u306e\u8a2d\u8a08\u306f2026\u5e741\u6708\u304b\u3089\u3080\u3057\u308d\u96e3\u3057\u304f\u306a\u308a\u307e\u3057\u305f\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody>\n<tr>\n<td><strong>\u6642\u671f<\/strong><\/td>\n<td><strong>\u5909\u308f\u308b\u3053\u3068<\/strong><\/td>\n<\/tr>\n\n<tr>\n<td>2026\u5e741\u67081\u65e5\u4ee5\u5f8c\u306e\u8001\u9f62\u4e00\u6642\u91d1<\/td>\n<td>\u9000\u8077\u6240\u5f97\u63a7\u9664\u306e\u91cd\u8907\u6392\u9664\u304c\u524d\u5e74\u4ee5\u524d9\u5e74\u5185\u3078\uff08\u6539\u6b63\u524d\u306f4\u5e74\u5185\uff09<\/td>\n<\/tr>\n<tr>\n<td>2026\u5e744\u67081\u65e5\uff08\u65bd\u884c\u6e08\u307f\uff09<\/td>\n<td>\u4f01\u696d\u578bDC\u306e\u30de\u30c3\u30c1\u30f3\u30b0\u62e0\u51fa\u3067\u52a0\u5165\u8005\u639b\u91d1\u306e\u984d\u306e\u5236\u9650\u3092\u64a4\u5ec3<\/td>\n<\/tr>\n<tr>\n<td>2026\u5e7412\u67081\u65e5\uff08\u65bd\u884c\u4e88\u5b9a\uff09<\/td>\n<td>iDeCo\u306e\u52a0\u5165\u53ef\u80fd\u5e74\u9f62\u309260\u6b73\u4ee5\u4e0a70\u6b73\u672a\u6e80\u3078\u62e1\u5927<\/td>\n<\/tr>\n<tr>\n<td>2026\u5e7412\u67081\u65e5\uff08\u65bd\u884c\u4e88\u5b9a\uff09<\/td>\n<td>\u7b2c2\u53f7\u52a0\u5165\u8005\u306e\u62e0\u51fa\u9650\u5ea6\u984d\u3092\u67086.2\u4e07\u5186\u306b\u4e00\u672c\u5316\u3001\u7b2c1\u53f7\u52a0\u5165\u8005\u306f\u67087.5\u4e07\u5186\u3078<\/td>\n<\/tr>\n<\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u30c7\u30fc\u30bf\u51fa\u5178: \u7a0e\u5236\u6539\u6b63\u5206\u306f<a href=\"https:\/\/www.nta.go.jp\/publication\/pamph\/gensen\/aramashi2026\/pdf\/01.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">\u56fd\u7a0e\u5e81\u300c\u4ee4\u548c8\u5e74\u7248 \u6e90\u6cc9\u5fb4\u53ce\u306e\u3042\u3089\u307e\u3057\u300d<\/a>\u3001\u5e74\u91d1\u5236\u5ea6\u6539\u6b63\u5206\u306f<a href=\"https:\/\/www.mhlw.go.jp\/stf\/seisakunitsuite\/bunya\/nenkin\/nenkin\/kyoshutsu\/2025kaisei.html\" target=\"_blank\" rel=\"noopener noreferrer\">\u539a\u751f\u52b4\u50cd\u7701\u300c2025\u5e74\u306e\u5236\u5ea6\u6539\u6b63\u300d<\/a>\uff082026\u5e748\u6708\u6642\u70b9\uff09<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5e74\u91d1\u5236\u5ea6\u306e\u6539\u6b63\u3068\u7a0e\u5236\u6539\u6b63\u306f\u6240\u7ba1\u304c\u5206\u304b\u308c\u3066\u3044\u308b\u305f\u3081\u3001\u5225\u3005\u306e\u8cc7\u6599\u306b\u8f09\u3063\u3066\u3044\u307e\u3059\u3002\u5f53\u793e\u304c\u540c\u3058\u6642\u9593\u8ef8\u306b\u4e26\u3079\u305f\u306e\u306f\u3001<strong>\u7247\u65b9\u3060\u3051\u3092\u898b\u308b\u3068\u300c\u67a0\u304c\u5e83\u304c\u3063\u305f\u300d\u307e\u305f\u306f\u300c\u51fa\u53e3\u304c\u53b3\u3057\u304f\u306a\u3063\u305f\u300d\u306e\u4e00\u9762\u3057\u304b\u898b\u3048\u306a\u3044<\/strong>\u305f\u3081\u3067\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2026\u5e7412\u6708\u65bd\u884c\u4e88\u5b9a \u2014 \u52a0\u5165\u3067\u304d\u308b\u5e74\u9f62\u304c70\u6b73\u672a\u6e80\u3078<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u6539\u6b63\u306e\u6839\u62e0\u3068\u306a\u308b\u6cd5\u5f8b\u306f\u3001\u4ee4\u548c7\u5e745\u670816\u65e5\u306b\u56fd\u4f1a\u3078\u63d0\u51fa\u3055\u308c\u3001\u8846\u8b70\u9662\u3067\u4fee\u6b63\u306e\u3046\u3048<strong>\u4ee4\u548c7\u5e746\u670813\u65e5\u306b\u6210\u7acb<\/strong>\u3057\u307e\u3057\u305f\u3002\u3053\u308c\u306b\u3088\u308a\u3001\u73fe\u884c\u306e\u8981\u4ef6\u306b\u52a0\u3048\u306660\u6b73\u4ee5\u4e0a70\u6b73\u672a\u6e80\u306e\u4eba\u304c\u65b0\u305f\u306biDeCo\u3078\u52a0\u5165\u30fb\u7d99\u7d9a\u62e0\u51fa\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u308a\u307e\u3059\u3002\u5bfe\u8c61\u306fiDeCo\u52a0\u5165\u8005\u30fb\u904b\u7528\u6307\u56f3\u8005\u30fb\u4f01\u696d\u5e74\u91d1\u304b\u3089\u8cc7\u7523\u3092\u79fb\u63db\u3059\u308b\u4eba\u306e\u3044\u305a\u308c\u304b\u306b\u8a72\u5f53\u3057\u3001\u8001\u9f62\u57fa\u790e\u5e74\u91d1\u3084iDeCo\u306e\u8001\u9f62\u7d66\u4ed8\u91d1\u3092\u53d7\u7d66\u3057\u3066\u3044\u306a\u3044\u4eba\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u65bd\u884c\u65e5\u304b\u30893\u5e74\u3092\u7d4c\u904e\u3059\u308b\u65e5\u307e\u3067\u306f\u7d4c\u904e\u63aa\u7f6e\u304c\u3042\u308a\u3001\u3053\u306e3\u985e\u578b\u306b\u8a72\u5f53\u3057\u306a\u304460\u6b73\u4ee5\u4e0a70\u6b73\u672a\u6e80\u306e\u4eba\u3082\u52a0\u5165\u3067\u304d\u307e\u3059\u3002\u5f53\u793e\u306f\u3053\u306e\u6539\u6b63\u3092\u3001<strong>50\u4ee3\u304b\u3089\u306e\u52a0\u5165\u3067\u6700\u5927\u306e\u5f31\u70b9\u3060\u3063\u305f\u300c\u62e0\u51fa\u3067\u304d\u308b\u5e74\u6570\u306e\u77ed\u3055\u300d\u3092\u76f4\u63a5\u57cb\u3081\u308b\u5909\u66f4<\/strong>\u3060\u3068\u8a55\u4fa1\u3057\u3066\u3044\u307e\u3059\u3002\u53d7\u7d66\u958b\u59cb\u5e74\u9f62\u306e\u7e70\u4e0b\u3052\u30ea\u30b9\u30af\u3082\u3001\u62e0\u51fa\u671f\u9593\u3092\u5ef6\u3070\u305b\u308b\u5206\u3060\u3051\u56de\u907f\u3057\u3084\u3059\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2026\u5e7412\u6708\u65bd\u884c\u4e88\u5b9a \u2014 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class=\"wp-block-paragraph\">\u5f53\u793e\u306e\u898b\u7acb\u3066\u3067\u306f\u3001\u3053\u308c\u306f<strong>\u53d7\u3051\u53d6\u308a\u306e\u9806\u5e8f\u3068\u9593\u9694\u3092\u65e9\u3044\u6bb5\u968e\u304b\u3089\u8a2d\u8a08\u3057\u3066\u304a\u304f\u5fc5\u8981\u304c\u751f\u3058\u305f\u5909\u66f4<\/strong>\u3067\u3059\u300260\u6b73\u3067iDeCo\u3092\u4e00\u6642\u91d1\u3067\u53d7\u3051\u53d6\u308a\u300165\u6b73\u3067\u9000\u8077\u91d1\u3092\u53d7\u3051\u53d6\u308b\u3068\u3044\u3063\u305f\u7d44\u307f\u5408\u308f\u305b\u3067\u306f\u3001\u5f93\u6765\u306a\u3089\u72ec\u7acb\u3057\u3066\u63a7\u9664\u67a0\u3092\u4f7f\u3048\u305f\u30b1\u30fc\u30b9\u3067\u3082\u91cd\u8907\u8abf\u6574\u304c\u5165\u308a\u3048\u307e\u3059\u3002\u500b\u5225\u306e\u7a0e\u984d\u306f\u52e4\u7d9a\u5e74\u6570\u3068\u91d1\u984d\u3067\u5909\u308f\u308b\u305f\u3081\u3001\u5177\u4f53\u7684\u306a\u7a0e\u984d\u30fb\u7533\u544a\u306e\u5224\u65ad\u306f\u7a0e\u52d9\u7f72\u307e\u305f\u306f\u7a0e\u7406\u58eb\u306b\u78ba\u8a8d\u3057\u3066\u304f\u3060\u3055\u3044\u3002\u53d7\u3051\u53d6\u308a\u65b9\u3092\u542b\u3081\u305f\u8cc7\u7523\u8a2d\u8a08\u306f\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\uff08FP\uff09\u3084\u91d1\u878d\u6a5f\u95a2\u3078\u3054\u76f8\u8ac7\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>\u8981\u70b9<\/strong> \u2014 2026\u5e74\u306e\u6539\u6b63\u306f\u300c\u5165\u53e3\u306f\u5e83\u304c\u308a\u3001\u51fa\u53e3\u306f\u8907\u96d1\u306b\u306a\u308b\u300d\u3068\u3044\u3046\u975e\u5bfe\u79f0\u306a\u5909\u5316\u3067\u3001\u62e0\u51fa\u984d\u306e\u5224\u65ad\u3068\u53d7\u3051\u53d6\u308a\u65b9\u306e\u8a2d\u8a08\u306f\u5225\u3005\u306b\u691c\u8a0e\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\">iDeCo\u304c\u5411\u3044\u3066\u3044\u308b\u4eba\u30fb\u5411\u3044\u3066\u3044\u306a\u3044\u4eba<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">iDeCo\u304c\u5411\u3044\u3066\u3044\u308b\u306e\u306f\u3001\u8ab2\u7a0e\u6240\u5f97\u304c\u3042\u308a\u300160\u6b73\u307e\u3067\u624b\u3092\u3064\u3051\u306a\u3044\u8cc7\u91d1\u67a0\u3092\u78ba\u4fdd\u3067\u304d\u308b\u4eba\u3067\u3059\u3002\u5411\u3044\u3066\u3044\u306a\u3044\u306e\u306f\u3001\u6570\u5e74\u5185\u306b\u5927\u304d\u306a\u652f\u51fa\u304c\u6c7a\u307e\u3063\u3066\u3044\u308b\u4eba\u3068\u3001\u8ab2\u7a0e\u6240\u5f97\u304c\u306a\u304f\u6240\u5f97\u63a7\u9664\u304c\u50cd\u304b\u306a\u3044\u4eba\u3067\u3059\u3002\u5224\u65ad\u306f\u5e74\u53ce\u306e\u9ad8\u4f4e\u3067\u306f\u306a\u304f\u3001\u3053\u306e2\u70b9\u3067\u6c7a\u307e\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u5411\u3044\u3066\u3044\u308b\u4eba\u306e\u6761\u4ef6<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u7b2c\u4e00\u306b\u3001<strong>\u81ea\u5206\u81ea\u8eab\u306b\u8ab2\u7a0e\u6240\u5f97\u304c\u3042\u308b\u4eba<\/strong>\u3067\u3059\u3002<span 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60%)\"><strong>\u639b\u91d1\u306e\u5168\u984d\u6240\u5f97\u63a7\u9664\u306f\u672c\u4eba\u306e\u6240\u5f97\u304b\u3089\u3057\u304b\u5dee\u3057\u5f15\u3051\u306a\u3044\u305f\u3081\u3001\u3053\u306e\u6761\u4ef6\u3092\u6e80\u305f\u3059\u304b\u3069\u3046\u304b\u3067\u512a\u9047\u306e\u4e2d\u8eab\u304c\u5927\u304d\u304f\u5909\u308f\u308a\u307e\u3059\u3002<\/strong><\/span>\u7b2c\u4e8c\u306b\u3001\u751f\u6d3b\u9632\u885b\u8cc7\u91d1\u3068\u8fd1\u3044\u5c06\u6765\u306e\u652f\u51fa\u4e88\u5b9a\u3092\u5225\u306b\u78ba\u4fdd\u3067\u304d\u3066\u3044\u308b\u4eba\u3067\u3059\u3002\u524d\u63b2\u306e\u3068\u304a\u308a\u8131\u9000\u4e00\u6642\u91d1\u306f\u5e74\u9593844\u4ef6\u3057\u304b\u4f7f\u308f\u308c\u3066\u304a\u3089\u305a\u3001\u5b9f\u8cea\u7684\u306a\u51fa\u53e3\u306f\u62e0\u51fa\u306e\u505c\u6b62\u306b\u306a\u308b\u305f\u3081\u3001\u6b62\u3081\u305a\u306b\u7d9a\u3051\u3089\u308c\u308b\u984d\u304b\u3089\u59cb\u3081\u3089\u308c\u308b\u4eba\u307b\u3069\u5236\u5ea6\u3068\u76f8\u6027\u304c\u826f\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p 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class=\"wp-block-heading\">\u5411\u3044\u3066\u3044\u306a\u3044\u4eba\u30fb\u5148\u306b\u6574\u3048\u308b\u3079\u304d\u3053\u3068\u304c\u3042\u308b\u4eba<\/h3>\n\n\n\n<p 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class=\"wp-block-paragraph\">\u639b\u91d1\u306e\u62e0\u51fa\u306f\u3044\u3064\u3067\u3082\u6b62\u3081\u3089\u308c\u3001\u305d\u306e\u5f8c\u306f\u904b\u7528\u3060\u3051\u3092\u7d9a\u3051\u308b\u904b\u7528\u6307\u56f3\u8005\u306b\u306a\u308a\u307e\u3059\u3002\u5b9f\u969b\u306b2025\u5e743\u6708\u672b\u6642\u70b9\u30671,021,664\u4eba\u304c\u904b\u7528\u6307\u56f3\u8005\u3068\u3057\u3066\u767b\u9332\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u4e00\u65b9\u3001\u8cc7\u7523\u3092\u5f15\u304d\u51fa\u3057\u3066\u5236\u5ea6\u304b\u3089\u629c\u3051\u308b\u8131\u9000\u4e00\u6642\u91d1\u306f7\u8981\u4ef6\u3092\u3059\u3079\u3066\u6e80\u305f\u3059\u5834\u5408\u306b\u9650\u3089\u308c\u3001\u7d66\u4ed8\u306f\u5e74\u9593844\u4ef6\u3067\u3057\u305f\uff08<a href=\"https:\/\/www.mhlw.go.jp\/content\/001058200.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u7d71\u8a08\u8cc7\u6599 2025\u5e743\u6708\u672b<\/a>\uff09\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">iDeCo\u3067\u5143\u672c\u5272\u308c\u3059\u308b\u78ba\u7387\u306f\u3069\u306e\u304f\u3089\u3044\u3067\u3059\u304b<\/h3>\n\n\n\n<p 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class=\"wp-block-heading\">\u639b\u91d1\u304c\u67085,000\u5186\u3067\u3082\u624b\u6570\u6599\u8ca0\u3051\u3057\u307e\u305b\u3093\u304b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">iDeCo\u516c\u5f0f\u30b5\u30a4\u30c8\u306f\u5143\u672c\u78ba\u4fdd\u5546\u54c1\u306b\u3064\u3044\u3066\u300c\u5229\u606f\u984d\u3092\u624b\u6570\u6599\u304c\u4e0a\u56de\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u300d\u3068\u660e\u8a18\u3057\u3066\u3044\u307e\u3059\uff08<a href=\"https:\/\/www.ideco-koushiki.jp\/start\/\" target=\"_blank\" rel=\"noopener noreferrer\">iDeCo\u516c\u5f0f\u30b5\u30a4\u30c8<\/a>\uff09\u3002\u624b\u6570\u6599\u306f\u91d1\u878d\u6a5f\u95a2\u3054\u3068\u306b\u7570\u306a\u308a\u3001\u904b\u55b6\u7ba1\u7406\u6a5f\u95a2\u306f\u7d04160\u3042\u308a\u307e\u3059\u3002\u639b\u91d1\u304c\u6700\u4f4e\u984d\u306b\u8fd1\u304f\u3001\u304b\u3064\u5143\u672c\u78ba\u4fdd\u578b\u306e\u307f\u3067\u904b\u7528\u3059\u308b\u5834\u5408\u306b\u624b\u6570\u6599\u306e\u6bd4\u91cd\u304c\u6700\u3082\u9ad8\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u5c02\u696d\u4e3b\u5a66\uff08\u4e3b\u592b\uff09\u304c\u52a0\u5165\u3059\u308b\u3068\u30c7\u30e1\u30ea\u30c3\u30c8\u3057\u304b\u306a\u3044\u306e\u3067\u3059\u304b<\/h3>\n\n\n\n<p 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class=\"wp-block-paragraph\">iDeCo\u306f\u516c\u7684\u5e74\u91d1\uff08\u56fd\u6c11\u5e74\u91d1\u30fb\u539a\u751f\u5e74\u91d1\uff09\u3068\u306f\u5225\u306b\u7d66\u4ed8\u3092\u53d7\u3051\u3089\u308c\u308b\u79c1\u7684\u5e74\u91d1\u5236\u5ea6\u3067\u3042\u308a\u3001\u52a0\u5165\u306b\u3088\u3063\u3066\u516c\u7684\u5e74\u91d1\u306e\u984d\u304c\u6e1b\u308b\u4ed5\u7d44\u307f\u306f\u3042\u308a\u307e\u305b\u3093\uff08\u539a\u751f\u52b4\u50cd\u7701\u300ciDeCo\u306e\u6982\u8981\u300d\uff09\u3002\u305f\u3060\u3057\u7b2c1\u53f7\u88ab\u4fdd\u967a\u8005\u306f\u56fd\u6c11\u5e74\u91d1\u57fa\u91d1\u306e\u639b\u91d1\u3084\u4ed8\u52a0\u4fdd\u967a\u6599\u3068\u67a0\u3092\u5171\u6709\u3059\u308b\u305f\u3081\u3001\u305d\u308c\u3089\u3092\u7d0d\u4ed8\u3057\u3066\u3044\u308b\u5834\u5408\u306f\u4e0a\u9650\u984d\u304c\u8abf\u6574\u3055\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p 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